ChainCatcher 消息,据 Cointelegraph 报道,欧洲央行周二发布的最新工作论文显示,稳定币使用增长正从银行存款中抽走资金,削弱货币政策对贷款的传导效果。
研究表明,稳定币兴趣上升与零售银行存款明显下降和企业贷款减少相关联。当存款减少时,银行可能被迫更多依赖批发或市场融资,这通常成本更高且不稳定。欧洲央行指出,稳定币对货币政策传导渠道的干扰程度取决于其采用规模、设计特点和监管方式。特别是,以外币计价的稳定币可能进一步削弱国内货币政策与银行贷款之间的联系。
Disclaimer: The information on this page may come from third parties and does not represent the views or opinions of Gate. The content displayed on this page is for reference only and does not constitute any financial, investment, or legal advice. Gate does not guarantee the accuracy or completeness of the information and shall not be liable for any losses arising from the use of this information. Virtual asset investments carry high risks and are subject to significant price volatility. You may lose all of your invested principal. Please fully understand the relevant risks and make prudent decisions based on your own financial situation and risk tolerance. For details, please refer to
Disclaimer.
Gerelateerde artikelen
Bank of Japan to Keep Interest Rates Unchanged in April
Gate News message, April 21 — The Bank of Japan will maintain interest rates unchanged in April, according to Nikkei News.
GateNews31m geleden
國際清算銀行警告:穩定幣更像證券,贖回缺陷恐引爆擠兌
國際清算銀行(BIS)總經理 Pablo Hernández de Cos 週一在日本銀行研討會上警告,全球穩定幣市場規模已破 3,159 億美元,但運作機制更接近 ETF 等投資產品,而非真正貨幣。BIS 稱,一旦大規模贖回發生,將引發類似 2023 年矽谷銀行(Silicon Valley Bank)連鎖擠兌效應。
MarketWhisper1u geleden
Bank of Korea Governor Outlines CBDC, Deposit Token Expansion and Won Internationalization Strategy
South Korea's central bank Governor Shin Hyun-song aims to promote CBDCs and deposit tokens through Project Hangang Phase 2, emphasizing digital payment innovation and financial stability while signaling a softening stance on stablecoins.
GateNews5u geleden
Kevin Warsh 成首位「Tech Bro」Fed 主席提名人:AI 樂觀派、持 SpaceX 與 Polymarket 股份
川普提名的Kevin Warsh成為首位「Tech Bro」Fed主席,與矽谷巨頭關係密切,並主張AI能降低通膨,支持寬鬆貨幣政策。他的矽谷背景可能影響Fed的利率決策,對加密市場預期正面,但也需注意利益衝突風險。其任命過程和未來政策走向將影響美元指數及台股估值。
ChainNewsAbmedia17u geleden
BIS 呼籲全球協調穩定幣監管:警告 Tether、Circle 佔 85% 呈現「證券特徵」
國際清算銀行(BIS)再次強調全球穩定幣監管協調的重要性,指出現階段穩定幣存在三大風險,包括跨境流動的監管難度與市場集中度問題。BIS提議統一帳本的架構,主張央行需主導數位貨幣發展,這將對現有穩定幣業者如Tether和Circle構成挑戰。總體而言,未來穩定幣可能面臨更嚴格的監管框架。
ChainNewsAbmedia22u geleden
ETH 15分钟回落0.56%:机构ETF进出与链上流动性收紧主导行情
2026-04-19 17:45 至 18:00(UTC),ETH价格于15分钟内收益率录得-0.56%,报收于2294.03 - 2311.0 USDT区间,振幅0.73%。市场波动加剧引发短时交易活跃,关注度提升,整体流动性表现收紧。
本次异动的主要驱动力是机构ETF资金短线进出与链上稳定币活动低迷。4月上旬,ETH现货ETF短时间录得120.24百万美元净流入后极速转为64.61百万美元
GateNews04-19 18:02