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Several banks have raised the deposit Intrerest Rate, but the long-term downward trend of the Intrerest Rate has not changed.
On February 21st, Jinshi data, several banks have recently announced an increase in deposit Interest Rate. Reporters have learned that the maximum increase in the Interest Rate of 1-year fixed deposit is more than 30 basis points, with small and medium-sized banks as the main adjusting institutions, covering regions including Hunan, Shaanxi, Shanxi, and other provinces. Reporters interviewed and learned that the important reason for this adjustment is to boost performance at the beginning of the year, and some banks will adjust their Interest Rates based on their own situations. However, in the long term, the overall trend of deposit Interest Rates decreasing remains unchanged.