Meta将Stripe稳定币接入Facebook、Instagram与WhatsApp 创作者支付迎来新革命

2月25日消息,Meta Platforms Inc.计划在2026年下半年通过Stripe Bridge整合稳定币支付功能,为创作者提供收益支付解决方案。据CoinDesk报道,该计划旨在利用美国新监管环境,降低跨境结算成本,加快小额转账速度。

消息显示,Meta已向第三方基础设施公司发出提案征集书,Stripe被认为是潜在合作伙伴。Stripe首席执行官 Patrick Collison 将于2025年4月加入Meta董事会,强化双方合作联系。Meta此前于2019年推出的 Libra 项目(后更名为 Diem)因监管压力而终止,而此次整合计划不涉及自有稳定币发行,而是以分销渠道角色推进。

Stripe旗下的 Bridge 平台在2026年2月获得美国货币监理署(OCC)有条件批准,并获得国家信托银行牌照,为此次整合提供合规基础。Stripe 2025 年年度信函显示,Bridge 的交易量较上一周期增长四倍,稳定币支付在现实世界的使用正在稳步扩展。

Meta的目标是优化平台创作者的收益支付,尤其是面临高额电汇和外汇费用的小额转账。旗下平台 Facebook、Instagram 和 WhatsApp 全球用户约 30 亿,整合稳定币支付将显著提升支付效率,并增强与X及Telegram在超级应用功能上的竞争力。

CoinDesk指出,新政策背景下,美国稳定币发行商已获得明确联邦法律框架支持。2025年7月,特朗普签署《GENIUS法案》,标志着监管环境从反对到允许,推动稳定币与主流金融系统融合。Meta将支持哪些具体稳定币、钱包托管和合规安排,以及是否拓展海外市场仍未明确。Meta和Stripe对此均未置评。

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