Acquista Criptovalute

Paga con

USD

Supports Visa, MasterCard, SEPA & more

Flexible trading, zero fees

Use your crypto for payments worldwide

Basic

Fai trading di criptovalute liberamente

Amplifica il tuo profitto con la leva finanziaria

Convert & Auto-Invest

Trade any size with no fees and no slippage

Get exposure to leveraged positions simply

Pre-Market Trading

Trade new tokens before listing

Advanced

Trade on-chain with Gate Wallet

Smart access to new on-chain tokens

Smart strategies with automated trading

Follow expert trading strategies

CrossEx Trading

One margin balance, shared across platforms

Access hundreds of perpetual contracts

One platform for global traditional assets

Trade European-style Vanilla Options

Conto unificato

Massimizza l'efficienza del tuo capitale

Introduction to Futures Trading

Learn the basics of futures trading

Join events to earn rewards

Use virtual funds to practice risk-free trading

Lancia

Raccogli le caramelle per guadagnare airdrop

Staking rapido, guadagna potenziali nuovi token

Fai holding GT e ottieni enormi airdrop gratuitamente

Unlock full access to global stock IPOs

Trade on-chain assets and earn airdrops

Earn futures points and claim airdrop rewards

Investimento

Guadagna interessi con i token inattivi

Auto-invest on a regular basis

Dual Investment

Profit from market volatility

Guadagna ricompense con staking flessibile

Prestito cripto

Impegnare una criptovaluta per prenderne in prestito un'altra

Centro dei prestiti

Centro completo dei prestiti

Premium wealth growth plans

Private Wealth Management

Premium asset allocation

Top-tier quant strategies

Metti in staking le criptovalute per guadagnare nei prodotti PoS

No-liquidation leverage

Mint GUSD for RWA returns

Post, share, and explore crypto trends

Live crypto market analysis

Chat with crypto traders

What is happening in crypto

Altro

SWIFT携手17国银行推进国际汇款"实质实时化"

TechubNews

2026-01-03 02:20:10

国际银行间通信协会(SWIFT)决定与全球17个国家、32家主要银行合作，引入一套大幅缩短海外汇款时间的新体系。此举旨在解决现有的处理延迟问题，预计最快在2026年内即可实现银行间近乎实时的汇款。

目前，SWIFT是全球约1.1万家金融机构使用的全球汇款网络。通过该系统处理的海外汇款中，约75%能在10分钟内送达收款银行，但此后由于内部审查或流程延迟，实际到账往往需要更长时间。这给个人和企业都带来了时间上的不便以及额外的费用负担。

此次推进的体系被认为是一项实效性很高的改进方案，它在不大幅改变现有SWIFT基础设施的同时，要求每家参与银行设立专门组织以提供24小时汇款服务。美国的美国银行和富国银行、法国的法国巴黎银行、日本的三井住友银行等主要金融机构均已参与，未来参与银行数量很可能进一步增加。

新体系若得以实现，从消费者角度来看，有望更快速、稳定地使用国际汇款服务。特别是将汇款金额上限设定为1万美元（约1446万韩元），并推进事先通知手续费的做法，有助于提高透明度和可预测性。不过，多数观点认为手续费本身不会大幅降低。

专家们认为，这一变化是在与金融科技企业的竞争格局中，传统银行为防止客户流失而采取的应对策略之一。事实上，近年来以数字技术为基础的金融科技公司凭借快速、低成本的海外汇款服务，不断扩大市场份额。对此，传统金融界也不得不在服务速度和用户便利性方面提升竞争力。

这一趋势未来可能推动全球金融网络整体的创新。特别是如果汇款系统实时化得以实现，国际贸易结算和海外投资环境的效率也有望大幅提升。

Disclaimer: The information on this page may come from third parties and does not represent the views or opinions of Gate. The content displayed on this page is for reference only and does not constitute any financial, investment, or legal advice. Gate does not guarantee the accuracy or completeness of the information and shall not be liable for any losses arising from the use of this information. Virtual asset investments carry high risks and are subject to significant price volatility. You may lose all of your invested principal. Please fully understand the relevant risks and make prudent decisions based on your own financial situation and risk tolerance. For details, please refer to Disclaimer.

Commento

0/400

Nessun commento