TechubNews

Jeollanam-do will provide 400 billion KRW in low-interest loans to support small and medium-sized enterprises to address challenges caused by economic slowdown and high interest rates. The funds are divided into bank funds and policy funds, with interest rates below market levels, aiming to ease the burden on businesses, stabilize operations, promote employment, and regional economic development. This move could become a new model of enterprise financial support led by local governments.

The International Bank Communication Association (SWIFT) has decided to collaborate with 17 countries and 32 major banks worldwide to introduce a new system that significantly shortens overseas remittance times. This move aims to address existing processing delays, with the goal of achieving near real-time interbank transfers as early as 2026.
Currently, SWIFT is a global remittance network used by approximately 11,000 financial institutions worldwide. About 75% of overseas remittances processed through this system can be delivered to the recipient bank within 10 minutes, but afterward, due to internal reviews or procedural delays, actual funds often take longer to arrive. This causes inconvenience and additional costs for individuals and businesses.
The promoted system is considered a highly effective improvement plan. It requires each participating bank to establish a dedicated organization to provide 24-hour remittance services, without significantly altering the existing SWIFT infrastructure. U.S. banks such as Bank of America and

In early 2025, the news that Meta acquired Manus AI for approximately $2 billion shook the tech industry. This startup achieved an astonishing growth from zero to $100 million in annual recurring revenue in just 8 months, but what is truly remarkable is its technological focus: autonomous artificial intelligence agents. This marks a significant shift in AI from passive responses to proactive execution, with tech giants betting on a future where AI "acts" rather than just "talks."
Technology Architecture: Layered Planning and Multimodal Execution
Manus's core technological breakthrough lies in its layered task planning system. Unlike large language models that generate answers in a single shot, Manus decomposes complex goals into executable sub-tasks arranged in hierarchical layers, dynamically adjusting strategies based on environmental feedback during execution. This design enables the system to handle unprecedentedly complex task combinations, rather than merely executing pre-set scripts. Multimodal

In 2025, domestic stock funds achieved a return of 81.53%, significantly higher than the 17.04% of overseas funds. The KOSPI index increased by 75.63%, boosting market vitality, but fund flow data shows that investors still prefer overseas assets. In the future, global economic conditions and market volatility will influence investment strategy choices.

On the first trading day of 2026, New York oil prices experienced sharp fluctuations due to geopolitical concerns, ultimately closing slightly lower. Due to U.S. President Trump’s strong stance on the Iran situation, the market is concerned about Middle Eastern supply risks. The upcoming OPEC+ meeting is expected to delay production increases to ease oversupply worries, but geopolitical tensions that lead to supply disruptions could cause oil prices to rise.

The cryptocurrency market shows an overall upward trend. According to TokenPost market data, as of 5:00 AM on January 3, 2026, Bitcoin has increased by 1.91% compared to the previous day, with a trading price of $89,923 (approximately 129.87 million KRW). Ethereum has risen by 4.43% from the previous day, trading at $3,123 (about 4.51 million KRW).
Cryptocurrency Market Data / TokenPost Market
Mainstream Altcoin Price Movements
Mainstream altcoins generally show an upward trend.
XRP +6.46%▲
BNB +2.39%▲
Solana +4.85%▲
Dogecoin +10.96%▲
Cardano +8.91%▲
Tron +0.62%▲
Market Size and Trading Volume Trends
The total market capitalization of cryptocurrencies has reached $3.0645 trillion (approximately 4,426 trillion KRW).

The core of the legal industry transformation lies in artificial intelligence(AI). As generative AI joins lawyers as a new colleague, replacing the traditional daily tasks of passive research and complex document review, the landscape of the legal industry is rapidly changing. Among them, LexisNexis(LexisNexis) is a representative case that integrated AI into practice early on. Its AI solutions, based on billions of documents and data, are believed to be reshaping the overall landscape of legal practice.
LexisNexis began integrating generative AI and intelligent agents into its platform several years ago. The company's core platform "Lexis+

On January 3rd, the USD-KRW exchange rate fluctuated slightly in the New York foreign exchange market, closing at 1444.70 KRW, influenced by weak European economic data and a strengthening dollar. Market sentiment was cautious, and the future exchange rate trend is expected to be affected by the release of US economic indicators.

Berkshire Hathaway's management has been officially transferred from Warren Buffett to Greg Abel, and the market is paying attention to the company's future development. Buffett will remain as Chairman of the Board and has expressed trust in Abel. Although the change in CEO does not signify a strategic shift, Abel has gained extensive management experience under Buffett's guidance, which may help maintain investor confidence.

At the beginning of 2026, the artificial intelligence industry remains the focus of the global technology market. Chinese and American AI companies are announcing IPO plans and strengthening infrastructure development. Chinese companies such as Moon Shadow and Zhipu AI are raising funds, Meta is acquiring startups to enhance intelligent agent technology, SoftBank is investing in OpenAI, and strengthening AI safety has become a global focus. Policies in various countries are gradually improving, demonstrating rapid development in AI technology, funding, and policies.

The New York stock market has exhibited strong volatility since the first trading day of 2026, opening with an unstable trend. Although some indices rebounded after the previous trading day's decline, high-level pressure and profit-taking selling continued to emerge, leading to a pattern of fluctuations.
As of 10:17 AM local time on January 2, the Dow Jones Industrial Average fell 37.54 points (0.08%) to 48,025.75 points. On the other hand, the S&P 500 index rose 16.49 points (0.24%) to 6,861.99 points; the Nasdaq Composite index increased 111.83 points (0.48%) to 23,353.82 points, showing strong performance. However, intra-day movements remained unstable, with gains narrowing or turning into declines repeatedly.
Previously, the New York stock market had declined for four consecutive trading days, dampening investor sentiment.