The Turkish Lira has been depreciating continuously over the past decade, reflecting a deep economic crisis in Turkey, primarily due to the collapse of policy credibility, dependence on imports, and geopolitical instability. Although the central bank has attempted reforms, it has failed to reverse the depreciation trend. Investors should operate cautiously according to their risk tolerance and closely monitor economic and political developments.

Since 2022, the Federal Reserve has actively raised interest rates, with the benchmark rate increasing from near 0% to 5%–5.25%. This move aims to control inflation that has persisted for up to 40 years but has triggered a chain reaction of global capital flows, the depreciation of the New Taiwan Dollar, and pressure on the stock market. Although financial stocks benefit from increased interest income, investors need to adopt strategies such as adjusting asset allocations to hedge risks.

Bitcoin mining has transformed into a high-threshold professional industry, making it difficult for individual miners to replicate early success. Mining now requires high costs and equipment upgrades, increasing competition. For most investors, trading spot or contracts on trading platforms is more efficient. In the future, choosing the right participation method will be the key.

When trading in the market, the most common dilemma is—when should I enter? When should I exit? If you have these questions, then you must understand the KD indicator (also known as the stock KD line or stochastic oscillator). This tool, developed by American analyst George Lane in 1950, remains a decision-making aid for countless traders today.
The essence of the KD indicator: capturing market momentum turning points
To understand the stock KD line, first grasp its core logic. The KD indicator's values range from 0 to 100, recording the relative position changes of the stock price over a specific period (usually 14 days). Simply put, it compares the current closing price with the high and low points over a past period to determine whether the stock is strong or weak.
The KD indicator consists of the K line (fast line, also called %K) and the D line (slow line, also called %D). The K line reacts quickly to price changes, while the D line is a 3

As the year comes to an end, the Taiwanese dollar to Japanese yen exchange rate has soared to 4.85. Those planning to travel to Japan or invest in yen assets are starting to get excited. But did you know? Just choosing different currency exchange channels can cost you enough to buy a few more cups of bubble tea. This time, we delve into the four most common methods of exchanging Japanese yen in Taiwan, along with the latest rates and fees for 2025, so you can understand everything in one go.
Why exchange for yen? It’s not just about travel
When it comes to foreign currency investment, many people instinctively think of the yen. There are two main reasons behind this:
Daily consumption scenarios
Whether shopping in Ginza, dining in Osaka’s food streets, or skiing in Hokkaido, Japan’s cash culture remains strong (credit card penetration rate is about 60%). Buyers, anime fans, and students studying abroad often face yen payment needs.
Financial hedging role
More importantly, the yen is one of the world’s three major safe-haven currencies alongside the US dollar and Swiss franc. When the market is turbulent,

In the new normal of high interest rates, why are senior financial planning advisors more in demand?
As we enter 2026, the global investment market faces dual pressures: first, persistent inflation, with high interest rate policies expected to last longer; second, policy uncertainties brought by the U.S. election year. In this environment, the senior demographic over 60, which holds nearly one-third of the global purchasing power, has an unprecedented demand for professional investment guidance. Federal Reserve officials warn that price pressures may continue until 2026, and the U.S. inflation rate will remain above policy targets, impacting retirees who rely on stable cash flow the most. For this reason, senior financial planning advisors with cross-asset allocation capabilities are becoming the most sought-after roles in the investment market.
Structural trend reshaping, new directions in senior wealth allocation
JPMorgan Chase and Morgan Stanley's 2026 outlook reveal four major structural investment opportunities, three of which are directly related to the senior economy:
Energy

On Monday, multiple positive news boosted global market risk appetite, with stock markets rising across the board and Tech Stocks performing notably. Federal Reserve officials' dovish statements reinforced expectations of rate cuts, while policy stimulus and AI investments boosted market confidence. Progress in Ukraine peace talks brought a sense of harmony, and commodity markets also performed well.

Fears of personnel changes in the Federal Reserve leadership are intensifying, coupled with the continued rise in long-term bond yields, putting global stock markets under pressure. On December 15, the three major U.S. stock indices all declined, with the Nasdaq dropping the most by 1.69%, the Dow Jones Industrial Average and the S&P 500 falling by 0.51% and 1.07% respectively; European stocks also weakened, with Germany's DAX 30 down 0.45%, France's CAC 40 down 0.21%, and the UK FTSE 100 down 0.56%.
U.S. Treasury prices are under pressure, with long-term yields reaching new highs since September
The volatility in the U.S. Treasury market has become the main trigger for this round of decline. The yield on the 30-year U.S. Treasury bond rose to 4.86%, hitting a new high since September 5; the 10-year Treasury yield increased to 4.18%, up 3 basis points from the previous trading day; the 2-year Treasury yield fell to 3.52%. The steepening of the yield curve reflects market concerns about persistent high inflation.
Long-term interest rates

The US Dollar Index is a measure of the dollar's strength relative to other major currencies, and its fluctuations have a profound impact on global financial markets. When the dollar rises, capital flows back to the United States, which may lead to declines in gold and commodity prices, putting pressure on the Taiwan dollar; conversely, it may cause the Taiwan dollar to appreciate. The US Dollar Index is influenced by multiple factors such as Federal Reserve interest rate policies, economic data, and geopolitical events, making it an important tool for investors to judge exchange rate directions and asset values. Understanding its changes helps in seizing investment opportunities and managing exchange rate risks.

U.S. Non-Farm Payrolls (NFP) data is an important economic indicator in the financial markets, influencing investor decisions and market trends. The release order of NFP and ADP data provides investors with analysis opportunities. Strong non-farm data typically indicates a healthy economy, driving stock market gains and promoting the appreciation of the US dollar, and vice versa. Investors should pay attention to the gap between the data and expectations, the importance of trend analysis, and the integration of other economic indicators to respond flexibly to market changes when data is released.

Today, the investment market faces multiple challenges. The Bank of Japan raised interest rates to a 30-year high, but the Governor's cautious stance caused the yen to weaken. Over $7.1 trillion in global options will expire, increasing market volatility. Cryptos such as Bitcoin and Ethereum responded with gains. Capital is shifting within the precious metals sector, with platinum and palladium rising while gold remains volatile.

Taiwan Dollar Surges: Nearly 10% Increase in Just Two Days
The Taiwan dollar recently broke through the psychological barrier of 30 yuan, creating an astonishing market performance. According to the latest data, on May 2nd, the New Taiwan dollar appreciated by 5% against the US dollar in a single day, marking the largest single-day gain in 40 years, with a closing price of 31.064 yuan, rewriting a 15-month high. Subsequently, on May 5th, it continued to rise by 4.92%, and intraday even broke through the important 30 yuan level, reaching a high of 29.59 yuan.
In just two trading days, the New Taiwan dollar has surged nearly 10%, not only setting multiple historical records but also triggering a spike in foreign exchange market trading volume to the third-largest in history. In contrast, from the beginning of the year to early April, the US dollar against the Taiwan dollar remained in an upward trend, with the Taiwan dollar depreciating about 1% at that time.
Compared to other Asian currencies, during the same period, the Singapore dollar appreciated by 1.41%, the Japanese yen by 1.5%, and the Korean won by 3.8%. However, the extent of appreciation of the Taiwan dollar is indeed particularly remarkable.

The Australian dollar has depreciated over 35% against the US dollar in the past decade, facing triple pressures from dollar dominance, weak commodity demand, and diminishing domestic economic attractiveness. The future trend depends on the RBA interest rate policy, China's economy, and the US dollar performance. In the short term, a recovery rebound is expected, but attention should be paid to global economic uncertainties and the possibility that a strong US dollar may limit upside potential. Investors need to remain flexible in responding to market changes.

The article introduces the basic concepts of the US dollar exchange rate and its historical fluctuation patterns, analyzes the 2025 US dollar index trend, and forecasts major currency pairs. Federal Reserve policies will directly impact the exchange rate, with potential technical rebounds in the short term, but the overall trend remains weak. Investors need to respond flexibly and gradually shift towards non-US assets to cope with changes.

Elon Musk's proposed space AI data center project has sparked market enthusiasm for the solar energy industry, with Yuanjing's stock price rising over 40% in just five days. Despite the optimistic outlook, Yuanjing still faces challenges of fundamental losses, and investors should carefully assess risks, especially regarding the realization of technology and profitability.

An often-overlooked cost truth: Why precise calculation of stock profits matters
When investing in stocks, many people focus only on price fluctuations and overlook a hidden monster that directly eats into profits—transaction fees. Many investors believe that when stock prices go up, they can profit, but they haven't actually calculated the costs clearly. Taking Taiwanese investors as an example, when buying a stock, they pay a commission fee; when selling, they must pay another commission fee plus transaction tax. These layered costs can ultimately lead to a situation where the account shows gains but in reality incurs losses.
To truly achieve accurate stock profit calculations, you first need to understand all the cost items involved in the trading process. From broker commissions, transaction taxes, to various miscellaneous fees, each one directly impacts the final investment return. That’s why savvy investors must thoroughly understand these costs before accurately determining their profit thresholds.
Detailed explanation of Taiwan stock trading costs: How to calculate commissions and taxes
Taiwan Stock Trading

In the international financial markets, headlines like "The US Dollar Index has risen" appear frequently, but they often leave investors confused. What exactly does the US Dollar Index reflect? Why do its fluctuations influence gold, US stocks, and even Taiwan stocks? Today, we will take a deep dive into this core indicator that global investors are paying close attention to.
What exactly is the US Dollar Index? A simple analogy makes it clear
The US Dollar Index (abbreviated as USDX or DXY) is a "relative index" that measures the strength of the dollar against other currencies, not an absolute value.
Imagine this: when you look at the stock market, you pay attention to the S&P 500 or the Dow Jones Industrial Average to understand the overall market performance. The logic of the US Dollar Index is exactly the same — it tracks not stocks, but the exchange rate changes of the dollar against six major currencies.
These six currencies are: Euro (EUR), Japanese Yen (JPY), British Pound (GBP), Canadian Dollar (CAD), Swedish Krona (SEK)

The US dollar enters an interest rate cut cycle, affecting global capital flows. The key factors are interest rate policies, money supply, trade deficits, and trust in the US dollar. The future outlook for the US dollar is expected to be volatile at high levels before weakening, impacting gold, stocks, and Crypto. Market uncertainties also create trading opportunities, and investors are advised to seize every signal of turning points.