> As billions of AI transactions are completed automatically in the background, the form of payment infrastructure will be fundamentally rewritten. Web3 is not about dismantling Stripe and banks, but about providing machines with a new, programmable, and middleware-free clearing system.
The Agent Economy is disrupting the fundamental assumptions of traditional commerce. No longer is it humans manually operating and confirming transactions one by one; instead, AI Agents autonomously handle service integration, credit assessment, order placement, payment authorization, and settlement—this entire chain is called M2M (machine-to-machine) business closed-loop.
The problem is: when your Agent needs to automatically call 100 APIs, procure 1000 resources, and complete payments across 5 blockchains, the existing payment infrastructure completely collapses. Stripe is designed for humans, not machines. Bank transfers take 3-5 seconds, but Agents need milliseconds.