An XRP community commentator recently suggested that utility has a more lasting impact than headlines, arguing that those who hold XRP already understand this.
This commentary came from Digital Ascension Group CEO Jake Claver amid growing institutional and media interest in XRP. Notably, after a turbulent Q4 2025, XRP has begun 2026 on a bullish note, with chart data confirming a 16.11% gain in the first week of this year, offsetting the 11.54% loss from 2025.
“Headlines Win the Day”
While this recovery effort comes amid a broader market rebound, XRP’s outperformance has captured mainstream media interest. For one, CNBC recently featured the token in a segment of its Power Lunch show. During the segment, the host, Dominic Chu, called XRP the “hottest crypto trade” of 2026.
Jake Claver on XFor context, this confirms the trend around bullish headlines. Notably, when such bullish developments emerge and dominate discussions in the broader crypto community, a surge in retail interest leads to massive demand, which often pushes the price of the token upward for a brief moment
Utility Wins the Decade
However, when the dust settles and investors start taking profit, the uptrend reverses. Considering this pattern, Claver insisted that “utility wins the decade.” Specifically, while headlines could push XRP’s price up for a day or so, utility has the potential to lift the price for longer periods of time and sustain the uptrend.
XRP’s value proposition has always centered on its ability to facilitate cross-border payments at a cheaper and faster rate than traditional means. Community figures such as Claver have consistently championed this narrative, arguing that XRP remains highly undervalued when considering its utility in payments.
For instance, estimates suggest that banks and financial institutions hold around $10 trillion worth of liquidity for global cross-border transactions. In a June 2025 report, The Crypto Basic presented a response from AI chatbot ChatGPT that the XRP price could rise to $42 if XRP captured just 25% of this liquidity.
Notably, this aligns with Claver’s suggestion that utility has a more important impact on an asset than daily headlines. In closing, the market pundit stressed that investors who have invested in XRP already understand this principle. Essentially, it takes an understanding of the importance of utility to maintain faith in a utility-driven token like XRP.
However, not everyone believes in XRP’s value proposition. For one, when Swift confirmed plans to incorporate blockchain into its financial stack last year, critics argued that the narrative around XRP replacing Swift in the cross-border sector had collapsed. However, XRP proponents insisted that the development does not threaten XRP’s utility.
Disclaimer: The information on this page may come from third parties and does not represent the views or opinions of Gate. The content displayed on this page is for reference only and does not constitute any financial, investment, or legal advice. Gate does not guarantee the accuracy or completeness of the information and shall not be liable for any losses arising from the use of this information. Virtual asset investments carry high risks and are subject to significant price volatility. You may lose all of your invested principal. Please fully understand the relevant risks and make prudent decisions based on your own financial situation and risk tolerance. For details, please refer to
Disclaimer.
Related Articles
XRP Spot ETF Records $2.41M Net Inflows in Single Day; Bitwise XRP ETF Leads
Gate News message, April 23 — According to SoSoValue, XRP spot ETFs recorded net inflows of $2.41 million yesterday (April 22 ET). Bitwise XRP ETF (XRP) accounted for the entire daily inflow, bringing its historical cumulative net inflows to $419 million.
As of press time, total assets under
GateNews2h ago
LOBSTR Wallet Integrates XRP Ledger Support, Unlocking Access for 1.3M+ Users
Abstract: The article surveys XRPL ecosystem expansion, highlighting wallet integrations (LOBSTR with XRPL Commons; Exodus custody tools) and rising institutional interest from Mastercard, BlackRock, and Franklin Templeton as XRPL real-world asset activity grows toward a multi-billion-dollar valuation, underpinned by fast settlement and low fees.
Summary: LOBSTR adds XRP Ledger support via XRPL Commons; Exodus expands XRP/RLUSD custody tools. Mastercard, BlackRock, and Franklin Templeton monitor XRPL as RWA activity climbs toward $2.5B, enabling fast, low-cost settlements.
GateNews8h ago
XRP Price Near $1.45 as ETF Inflows Build Pressure
Key Insights
Institutional XRP ETF inflows reached $41.6 million over four days, lifting assets under management above $1.08 billion and strengthening market confidence.
XRP faces strong resistance near $1.45, where CoinGlass data highlights a short max
CryptoNewsLand9h ago
XRP Expands to Solana as wXRP Drives DeFi Access
Key Insights
Wrapped XRP on Solana surpasses 834,000 tokens, enabling new DeFi access while strengthening cross-chain liquidity and expanding XRP utility beyond its native ledger.
Ethereum and Solana dominate DeFi activity, while XRP Ledger trails significantly, driving the need for
CryptoNewsLand10h ago
XRP Breakout Holds as XRPL Lending Vote Gains Momentum
XRP shows weekly strength, trading above EMAs after breaking from a descending wedge; XRPL advances XLS-65/66 lending upgrades with pooled vaults and fixed-term loans; derivatives rise in volume, open interest, and options activity.
Abstract: This report notes XRP's persistent weekly momentum and price strength above key moving averages following a breakout from a descending wedge. It covers XRPL validators voting on XLS-65 and XLS-66, enabling native lending, pooled liquidity vaults, and fixed-term loans to expand on-chain financial activity. It also reports rising derivatives participation, with higher trading volume, open interest, and a surge in options activity, suggesting increasing trader positioning for a continued breakout.
CryptoNewsLand10h ago
XRP Breakout Holds as XRPL Lending Vote Gains Momentum
XRP shows weekly strength, trading above EMAs after breaking from a descending wedge; XRPL advances XLS-65/66 lending upgrades with pooled vaults and fixed-term loans; derivatives rise in volume, open interest, and options activity.
Abstract: This report notes XRP's persistent weekly momentum and price strength above key moving averages following a breakout from a descending wedge. It covers XRPL validators voting on XLS-65 and XLS-66, enabling native lending, pooled liquidity vaults, and fixed-term loans to expand on-chain financial activity. It also reports rising derivatives participation, with higher trading volume, open interest, and a surge in options activity, suggesting increasing trader positioning for a continued breakout.
CryptoNewsLand11h ago
