The US FDIC proposes new regulatory measures, stating that stablecoins will not be covered by deposit insurance.

BlockBeatNews · 2026-04-08T00:35:30+00:00

The Federal Deposit Insurance Corporation (FDIC) has proposed a regulatory framework for stablecoin issuers, aiming to align with the plans of the Office of the Comptroller of the Currency. The proposal includes 144 questions and opens a 60-day public comment period. Stablecoins do not enjoy the same deposit insurance protections as traditional banks.

BlockBeatNews

2026-04-08 00:35:30

Abstract generation in progress

BlockBeats message, April 8, according to CoinDesk, the U.S. Federal Deposit Insurance Corporation (FDIC) has officially put forward its regulatory framework for stablecoin issuers. As one of the federal financial regulators required to draft and oversee rules under the GENIUS Act passed last year, the FDIC is moving ahead with implementing the related framework.

The proposal is intended to closely align with the plan its “sister agency”—the Office of the Comptroller of the Currency (OCC)—submitted earlier this year in February. The FDIC’s proposal includes 144 questions and will open a 60-day public comment period.

Under the proposal, stablecoins will not receive deposit insurance protection in the same way as traditional bank deposits.

View Original

This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.

1 Likes