Just realized only like 25% of Americans actually use digital wallets for shopping in person. That's wild considering how easy it makes everything. Meanwhile, countries like Kenya have like 80% adoption, so we're definitely lagging behind on this.

Got curious about what the most popular digital wallets are that people are actually using. Apple Pay seems to be everywhere—apparently accepted at over 85% of US retailers, which makes sense since it's built right into iPhones. Google Pay is basically on par with Apple Pay for places that take contactless payments, and it's pretty solid for Android users. Then there's PayPal, which honestly feels like it's been around forever and works in like 200 countries. Cash App is another one people seem to use a lot, especially for sending money to friends.

The mobile wallet trend is definitely picking up steam. North America is supposed to hit over $1 billion in transactions by 2025 (which is now basically here). Makes you wonder if more people will finally switch over to these instead of carrying physical cards everywhere.

Anyone else still hesitant about using these most popular digital wallets, or is it just the security thing holding people back? I feel like the encryption and fingerprint stuff should make it safer than handing your card to a cashier, but I get the worry.