INXY raises another $4 million. Why does Flashpoint invest in two consecutive rounds of stablecoin payments?

Why did Flashpoint invest again?

INXY Payments (headquartered in Warsaw) announced on February 6, 2026 that it raised $4 million in an extended seed round. The lead investor is still the same firm as last year, bringing the total funding to $7 million.

The company builds a bridge between traditional finance and crypto assets, and has an EU license. Businesses can receive, make payments, and exchange crypto assets under compliance requirements. INXY covers 193 countries and regions and supports automatic settlement for fiat or stablecoins, batch payments, and built-in KYB, KYC, and KYT screening. The company was founded in 2022, with offices in Cyprus and Poland; its next stop is Switzerland.

It’s a good timing: in 2026, stablecoin settlement volume has exceeded $3.3 trillion; infrastructure demand is up 5x year over year; and growth in active users is up 146%. INXY says it processes over $2 billion annually, up 500% year over year, with more than 100 customers. Its customers include primarily ad networks, freelancing platforms, gaming companies, and SaaS.

The money will be used to expand its product, obtain licenses, and drive internationalization. CEO Ruslan Zholik said that companies are now using stablecoins as a “growth tool” rather than treating it as a test. Flashpoint VC invested in two rounds in 2025 and 2026. Partner Alexey Sidorov said that the annual trading volume of stablecoins has already reached the multi-trillion-dollar range, and that what INXY is building is infrastructure for “stablecoin speed plus traditional financial compliance.” This is Flashpoint’s eighth fintech investment in Europe and Israel.

What INXY sells

The platform targets three long-standing problems for businesses moving on-chain: price volatility, fees, and compliance hassles.

• Integration methods: API or dashboard; both e-commerce and B2B settlement can be used
• Volatility issues: automatic exchange to hedge
• Compliance issues: toolchain aligned with the EU MiCA; KYB/KYC/KYT are all included
• Costs: the official claim is that it’s 80% lower than traditional channels
• Specific capabilities:
  • Batch payments for consortiums, vendors, and employees, with automatic currency exchange
  • Real-time transaction monitoring and reporting, making it easier to handle finance and taxes
  • Multi-currency support, so companies don’t need to manage wallets or hold Gas themselves
  • Security includes multi-signature, cold storage, and periodic updates

This round doesn’t mention valuation and emphasizes compliance and product—so it looks like it’s at an operational expansion stage, not rushing to exit. In terms of competitors, INXY has a number of peers it’s compared against, including merchant acquirers and payment service providers (across Europe and the Middle East and North Africa), with different fundraising scales. INXY’s selling point is that it provides a compliance-complete bridge between Web2 and Web3, making it more friendly to traditional businesses.

Core logic: Flashpoint is betting that the combination of “stablecoin speed + traditional compliance” is valuable. INXY’s processing scale and customer composition are, so far, a preliminary validation.

Assessment: The stablecoin payments track is still in the early-to-mid stage of scaling among institutions and in cross-border settlement. Builders of compliance and settlement capabilities, and institutional capital over the long term, will benefit the most here, while short-term traders don’t have much advantage.