2026-01-07 21:37:31

According to relevant reports, World Liberty Financial's subsidiary, World Liberty Trust, officially submitted a de novo application to the Office of the Comptroller of the Currency (OCC) in the United States on January 7th. This move signifies that the company is seeking a groundbreaking compliance pathway—applying for a national trust bank charter in the United States.

This is no small matter. Obtaining such a license will open the door for its USD1 stablecoin, allowing it to operate within a more regulated framework. From the perspective of stablecoin development, this reflects the overall trend of the crypto industry actively embracing regulation and seeking recognition from the mainstream financial system.

As a federal-level financial regulatory agency, the OCC's de novo application approval process is typically strict and lengthy, involving multi-dimensional assessments such as capital adequacy, risk management, and anti-money laundering measures. World Liberty Trust's application indicates that stablecoin operators are beginning to seek deeper institutional support rather than solely relying on the existing crypto ecosystem. Regardless of the final approval outcome, this marks a new stage in the development of USD stablecoins.

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CryptoCross-TalkClub

· 01-08 11:29

Laughing out loud, this move is the crypto version of "I want to work at the bank." If it gets approved, I lose. --- Another stablecoin is about to be whitewashed. This time, let's see if OCC will give face. --- De novo application? Sounds like filling out a hundred forms. Retail investors, keep lying flat and wait for more news. --- Embracing regulation is indeed the way out, but how many entrepreneurs will be worn out in the process? --- The new phase of USD stablecoins is just a new wave of retail investor harvesting. I bet before USD1 goes live, there will be another wave of marketing blitz.

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AlgoAlchemist

· 01-08 00:37

Damn, is this really about to enter the official system? Is the crypto world finally done hyping concepts? Now OCC is going to scrutinize stablecoins thoroughly—whoever has real substance will be the one to succeed. If USD1 passes the review, it would be a major event, and the entire industry landscape could change.

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StablecoinEnjoyer

· 01-07 22:07

Oh, this is the right way to play with stablecoins, not just for fun. --- Once OCC's license is approved, the stablecoin track will really change dramatically. Regulatory approval ≈ legitimacy. This logic makes sense, right? --- To be honest, compared to those underground projects, I prefer projects with official military status; their long-term value is different. --- Imagine how strict the anti-money laundering checks must be... but only then can they shed their past black history. --- The entire crypto world is moving towards mainstream adoption. Whether that's good or bad depends on how you see it. --- Finally, someone is willing to face regulatory scrutiny head-on. No more pretense, just surrender and seek approval. That's interesting.

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LazyDevMiner

· 01-07 22:06

Oh wow, are we really about to embrace regulation? But whether USD1 can pass the OCC hurdle is really hard to say...

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GasWaster

· 01-07 22:03

Haha, it's the same old story of embracing regulation and mainstream approval. I haven't even seen the first stroke of the eight characters yet. --- The approval process at OCC is ridiculously long. It's a miracle if it passes... But trying won't hurt, right? --- Honestly, it's still about whitewashing, borrowing a license to do good work. --- Getting it approved would indeed be a big deal, but I bet five U's that this process won't pass. --- Stablecoins are heating up. It feels like everyone is moving towards compliance. Is the crypto world about to become boring? --- When can it be simpler... Why does it have to be such a complicated process? --- Maybe it's a signal. Big players are starting to take it seriously. --- Anti-money laundering, anti-money laundering, doing it every day. Can they really accomplish anything? --- A new phase, a new phase. It's still all about making money. --- Thinking back to those stablecoin issues before, this time it might not go smoothly.

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RugpullTherapist

· 01-07 21:58

Haha, it's another story of "We need to comply," this time involving World Liberty. Stablecoins need government approval to survive? That's a bit ironic. The OCC hurdle is indeed high, but seeing the crypto world start lining up to apply for licenses... times are changing.

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ChainComedian

· 01-07 21:50

Coming back to get a license and add a golden touch? I've seen this routine in the crypto world many times before. Will OCC really approve it? Who knows... Regarding stablecoin compliance, to put it nicely, it's called embracing regulation; to be blunt, it's being forced to exit the market. What the Federal Reserve thinks is the key. However, if USD1 is truly established, it means some people in the crypto space are serious about playing for real.

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DegenWhisperer

· 01-07 21:49

Huh? World Liberty really dares to play this game with OCC. It seems stablecoins are about to go mainstream. Getting a license for USD1 would indeed be a turning point, but OCC's approval speed... probably has to wait until the bull market ends. Compliance sounds great in theory, but I'm worried it might just be big talk with no real action in the end. Regulatory friendliness is a good thing, but I always feel something's off... Can these people really hold their ground? Honestly, they just want to move from the wild west of the crypto world into the city. Whether they can adapt or not remains to be seen. By the time they get the license, it probably won't even be news anymore, given the approval cycle. If OCC really approves it, the stablecoin track will definitely be reshuffled. What about all these wild projects now? If this happens, it actually means that the previous "gray" areas are becoming less viable. The times are changing. To be honest, compared to getting a license, I'm more concerned about whether USD1 can truly gain mainstream recognition. Trust isn't given by a license; it's earned through use. Let's wait and see what happens next.

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