#稳定币竞争与发展 Aave founder personally announces the 2026 strategy, this wave of information is quite substantial! The V4 Hub & Spoke model, Horizon targeting trillions in RWA, mobile app aiming for millions of users...

Honestly, when I saw Stani spend another $10 million on AAVE yesterday, I knew this wasn’t just talk. The protocol’s net deposits of 75 billion in one year, total deposits of 3.33 trillion, and fees of 885 million surpassing the combined total of the last five competitors... This scale is almost on par with the top 50 banks in the US.

What excites me the most is the Aave App, directly competing with daily financial apps like CashApp and Venmo, channeling the 2 trillion-level mobile financial market into DeFi. If this really takes off, it’s like opening a door for mainstream users. Plus, with deep integration with Push covering 70% of global capital markets, deposit and withdrawal experiences will outshine many current junk exchanges.

The competition in stablecoins is indeed fierce, but Aave’s GHO cross-chain expansion and Horizon’s focus on institutional-grade RWA lending are paving a path no one else has taken. Next year, they plan to grow Horizon from 550 million to over 1 billion, with top partners like Circle, Ripple, and Franklin Templeton... This is true infrastructure play, not something that can be matched by speculative hype.

It feels like 2026 will be a watershed year for DeFi, moving from superficiality to institutionalization, and Aave has already started planning a bigger game.