I've been saying all along that BNB, SOL, and AAVE are the most worthwhile long-term assets in the crypto space for retirement holdings.

First, let's talk about BNB. No need for much introduction—those in the know are well aware. After purchasing, just hold and stake on the platform to continuously receive airdrops. The more BNB you hold, the greater the value of the airdrops. During active market periods, you can grab three or four airdrops per month, which are real additional income.

The key is that BNB's fundamentals are extremely solid. It is a mainstream coin on the same level as BTC and ETH, with a bright future that requires no worry. When it reaches five digits per coin, it will just be a matter of time. So holding BNB means triple benefits: interest + diverse airdrops + coin price appreciation. Calling it the king of compound interest is no exaggeration.

Next, look at SOL. SOL's design logic is similar to ETH, both moving mining systems onto the chain. The difference is—ETH's validation threshold starts at 32 coins, while SOL has no such limit; you can participate with just one coin, or even 1000 coins. This low barrier to entry attracts many small and medium holders to join the ecosystem.

SOL and BNB have some overlaps. If you're extremely risk-averse, holding both with a bit of diversification is good. But if you want steady progress, you need to choose one. I personally lean towards BNB, as its ecosystem is more mature and airdrop frequency is higher.

Finally, AAVE. The story of this project is the most interesting.

AAVE originally had a lending pool mechanism: users collateralize AAVE to the platform to earn interest. Later, some internal changes occurred, and the founder made a major decision—to transfer full ownership of the project to community governance. At that time, I said this was a big positive. Short-term fluctuations during the transition are inevitable, but once stabilized, AAVE becomes a truly valuable asset.

Currently, the governance rights of AAVE are distributed as follows: holding 100-300 coins grants you community voting power and participation in proposals. Holding over 1000 coins allows involvement in major decisions. Major holders with over 10,000 coins must be consulted before any significant changes are made.

An essential change to understand here is this: in the past, AAVE was like a traditional bank—founders managed it, holders were depositors, and borrowers were clients. Now? The bank remains the same, but the management layer is gone. Every holder has become an actual shareholder of AAVE.

Previously, the profits AAVE earned were mostly taken by the founders, with some interest distributed to holders. Now, every penny AAVE earns is proportionally shared among holders. This is a qualitative shift from passive income to active distribution rights.

So my conclusion is: if you want a reliable long-term asset in the crypto space, these three coins each have their own characteristics but are all worth holding. Earning just from market yields can cover living expenses and participate in market growth—that's the true long-term strategy.