2026-01-02 14:40:18

The path to financial independence isn't magic—it's intentional. Cut unnecessary spending, maximize what you earn, then put that surplus to work. Build a diversified portfolio and let compound returns gradually replace your paycheck. Passive income isn't a dream; it's the inevitable result of consistent investing over time. Stack assets now, retire early later.

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SmartContractWorker

· 8h ago

To put it simply, it's hard to do. I just want to ask, what exactly counts as "unnecessary expenses"? I've been off milk tea for almost a year, but the money I saved still gets eaten up by rent...

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Anon4461