Stay Calm and Save Money: Choose the 9 Asset Management Apps You Can't Miss in 2025

When you have a finance management app, you no longer need to worry about expenses. In 2025, there are over 9 income and expense apps to choose from, available on both iOS and Android, equipped with comprehensive features suitable for beginners to advanced users. This article compares their strengths and weaknesses to help you find the most suitable app.

Why Use an Income and Expense App

Recording income and expenses with an app is easier than writing in a notebook. The system automatically categorizes transactions, calculates summaries, and displays clear graphs. Some people use it to plan monthly budgets; others to check where their money is going. Whatever your goal, these apps help you control your finances efficiently.

9 Financial Management Apps Updated 2025

1. Money Manager Expense & Budget: The Most Complete

If you want an app that does everything, Money Manager is a great choice. It can link bank accounts, credit cards, track transactions traditionally, and display detailed graphs. The PC Manager feature also allows desktop data management. Supports multiple currencies including Baht. Good security with (password, backup via Google Drive)

Pros: Fully supports credit cards, export to Excel | Cons: Some features require payment

Download: [Google Play]( , [App Store](

2. Money Lover: Explore the Universe of Saving

Money Lover has 5 million users worldwide because it not only records income and expenses but also predicts future spending based on past behavior. Set automatic recurring transactions, view clear timelines. Premium offers 360-degree financial reports, wallets for different purposes.

Pros: Expert in setting budget limits, automatic bank account linking | Cons: “New” label requires some learning

Download: [Google Play]( , [App Store](

3. Spendee Budget & Money Tracker: See Everything

Spendee consolidates all your accounts in one place—online banks, PayPal, crypto wallets. It automatically categorizes transactions and displays beautiful infographics, helping you see spending patterns, set savings goals, and track progress. Also offers a personal advisor for financial advice.

Pros: Supports shared wallets, easy-to-understand timeline | Cons: Some features require premium subscription

Download: [Google Play]( , [App Store](

4. MeowJot: Scan Thai Receipts Easily

MeowJot uses OCR technology to scan receipts, Thai bank slips, and QR PromptPay. It automatically records transactions, ideal for Thais who frequently transfer money. Supports slips from SCB, KBank, Krungsri, etc. Real-time summary display with cute design.

Pros: Automatic receipt reading, PromptPay feature for quick decisions | Cons: Not yet cross-platform synchronized

Download: [Google Play]( , [App Store](

5. MeTang: Voice Recording for Busy People

MeTang’s unique feature is recording income and expenses via voice commands. Press a button and speak; it converts automatically into entries, saving time. Supports multiple accounts (cash, deposits, cards), and Face ID, fingerprint. Suitable for those who want simplicity.

Pros: Convenient voice recording, secure with Face ID | Cons: Not ideal for tracking investments

Download: [Google Play]( , [App Store](

6. Piggipo: Credit Card Expert

Piggipo is designed mainly for credit card owners. It consolidates all cards, tracks interest, calculates cashback, sets pre-payments to avoid penalties. Billbox feature checks bills before payment, reminds due dates. Supports unlimited cards.

Pros: Deep credit card tracking, payment reminders | Cons: Not all currencies supported

Download: [Google Play]( , [App Store](

7. Budge: Set Goals and Save

Budge helps set specific savings goals, such as travel, debt repayment, emergency funds. Clear progress charts motivate users. Supports multiple wallets, for personal and family use. Modern dashboard.

Pros: Clear goal progress display, great for families | Cons: Android only

Download: [Google Play](

8. Daak: For Beginners

For those who want an easy-to-use app without complexity, Daak is the right choice. Record expenses, select categories, done. Simple design, supports recurring transactions, set weekly or monthly limits. No login required.

Pros: Very easy to use, no setup needed | Cons: No cloud sync

Download: [Google Play]( , [App Store](

9. Oh My Cost: Cute and Functional

Oh My Cost offers over 500 cute icons, making expense recording fun. Suitable for personal (and family) use. Set monthly goals, view progress, customize categories, add notes.

Pros: Beautiful icons, easy to use, export to Excel | Cons: Limited currencies

Download: [App Store](

Quick Comparison Table

How to Choose the Right App for You

Step 1: Ask yourself: Do you invest heavily? Do you have credit cards? Do you often transfer money in Thailand?

Step 2: Try the app used by 5 million users )Money Lover(, scan receipts with (MeowJot), or keep it simple with (Daak).

Step 3: Record regularly to get accurate recommendations from the app.

Usage Tips

• Record every day, not just monthly, for accurate reports.
• Set budget limits below actual income to save surplus.
• Check monthly graphs to observe trends.
• Use notes to specify purposes (why buy).

Summary

An income and expense app is a trusty friend for saving. In 2025, there are 9 options available on both iOS and Android. If you start tracking from day one, your finances will become organized automatically. Try downloading through the recommended links today!