The most valuable currencies for cross-border travel in 2025

When it comes to international currency exchange, not all currencies are created equal. Some single units can be exchanged for a large amount compared to the base currency. The common problem is that investors and information seekers often confuse what “the most expensive currency” truly means and which currencies should be followed in the global market.

This article will present the ranking of the highest-valued currencies in the world in 2025, based on an exchange rate of 1 unit to the US dollar (USD), along with an in-depth look at the reasons behind each currency’s strength.

The Golden Bracelet from the Gulf: Kuwait Dinar at the Top

If there is a currency that can claim the throne of the world, it must be Kuwait Dinar (KWD), with an exchange rate of 1 KWD = 3.26 USD. This means that if you have just 1 Kuwaiti Dinar, it is equivalent to holding 3.26 US dollars.

The reason for this strength comes from natural resources. Kuwait exports about 3 million barrels of crude oil per day and ranks 10th among global oil producers. This generates excellent revenue for the country, making the per capita income exceed $20,000 annually.

The Kuwait Dinar has been in use since 1950, replacing the former currency called Gulf Rupee. Currently, Kuwait pegs its currency to a basket of international currencies, a method that helps keep the currency stable and unaffected by fluctuations.

Small Island Supporters: Bahraini Dinar and Omani Rial

Considering other Middle Eastern currencies, we must mention Bahraini Dinar (BHD), valued at 1 BHD = 2.65 USD. This is the second most expensive currency. Bahrain is a small island but holds significant economic influence, serving as a financial hub in the Persian Gulf.

Bahrain’s policy is to peg its currency to the US dollar, a practice it has maintained since 2001. The inflation rate in Bahrain is low (around 0.8%), contributing to its high stability despite the peg.

As for Omani Rial (OMR), it has a value of 1 OMR = 2.60 USD and ranks third. Oman is the 21st largest oil producer in the world, producing 1 million barrels per day. The country achieved a 4.1% economic growth last year, with a current account surplus that remains positive.

Non-Oil Producers: Jordan Dinar and European Currencies

Jordanian Dinar (JOD) ranks 4th with an exchange rate of 1 JOD = 1.41 USD. Unlike others on this list, Jordan’s economy is not dependent on oil revenues. Although the country’s growth rate is only 2.7%, and GDP per capita is just $3,891 annually, Jordan maintains international reserves of $13.533 billion as of the end of 2023.

In the European currency sphere, the British Pound (GBP) is valued at 1 GBP = 1.33 USD, ranking 5th. The pound is an ancient currency with a long history, having been pegged to various standards over the centuries, from the ancient silver coin to gold.

The UK is the 6th largest economy in the world, and London remains a major financial center. Additionally, the UK has a technology sector valued at over $1 trillion, ranking 3rd after the US and China. The strength of the UK economy underpins the robustness of the British Pound.

Regional and Territorial Currencies

Gibraltar Pound (GIP) is the official currency of Gibraltar, a British Overseas Territory on the Iberian Peninsula. It is pegged 1:1 to the British Pound, so 1 GIP = 1.33 USD. Essentially, GIP is used for local transactions, although the British Pound is also accepted.

Cayman Islands Dollar (KYD) has a value of 1 KYD = 1.20 USD. It is the currency of a well-known offshore financial center. The Cayman Islands have maintained a fixed exchange rate of 1.20 USD since 1970, and this policy remains in effect today. The strength of the KYD is supported by a stable financial environment, low taxes, and its role as a hub for tourism and international finance.

The “Safe” European Currency

Swiss Franc (CHF) is considered a “safe haven” in the global financial market, valued at 1 CHF = 1.21 USD. The Swiss Franc has been in use since the 18th century, based on laws requiring up to 40% gold reserves to support the currency.

During global economic crises or wars, Switzerland becomes a refuge, and assets flow into the country to avoid risks. This has made the Swiss Franc a symbol of reliability and stability.

Euro (EUR) is a relatively new currency, introduced in 1999. Although it was used for transactions immediately, cash usage in the Eurozone became widespread in 2002. The Euro is used in 20 member countries.

The Euro’s value has been quite volatile. In the first three years, it was worth less than the dollar, but it strengthened over time, reaching a peak in 2008 at 1 EUR = 1.60 USD. Currently, the Euro stands at 1 EUR = 1.13 USD and accounts for 29.31% of IMF’s Special Drawing Rights (SDR) and 19.58% of the world’s international reserves, making it the second most held reserve currency.

Comparison Table of the Highest-Valued Currencies in 2025

Conclusion: Value Is Not Just a Number

Having a high-value currency does not necessarily mean it is the most economically significant or the best investment choice. Wise investors must consider multiple factors, including government credibility, economic stability, monetary policy, and international relations.

In 2025, you will see that these currencies come from diverse sources—from wealthy oil-producing countries to historic and reputable European economies. What they all share is strong economic foundations and stable financial environments.

Understanding the reasons behind a currency’s value, rather than just looking at the number, will help you make smarter investment decisions in the foreign exchange market.