Americans are rushing to refinance their mortgages right now, locking in lower monthly payments. Smart move? Maybe. But here's the real question: what's the hidden cost the market's charging them for this opportunity? Refinancing waves often signal bigger shifts in rate expectations and capital flows.

🎄 Gate Square · Christmas Warmth Creation Event
❄️ Winter is cold, but Gate Square is here to warm you up!
Post continuously on Gate Square for a chance to win heartwarming Christmas gift boxes + over 1000 USDT position voucher!
📅 Event Period: Nov 20 04:00 – Nov 27 16:00 UTC
📌 Event Details：https://www.gate.com/campaigns/3297
🎅 How to Participate
1. Post on Gate Square using the hashtags #Gate广场圣诞送温暖 or #GateChristmasGiveaway
2. Content can include market moods, Christmas wishes, investment insights, encouragement posts, lifestyle shares, memes, and more.
3. Participants must post for a

🚀 Gate Square Event: #GateNewbieVillageEpisode7
👤 Featured Creator: @吉川富郎君
💬 The secret of top traders: one word — Patience.
Share your trading journey | Track your gains and lessons | Grow with the Gate Family
⏰ Event Time: Nov 19 10:00 – Nov 26 16:00 UTC
How to Join:
1️⃣ Follow Gate_Square
2️⃣ Post on Gate Square with the hashtag #GateNewbieVillageEpisode7
3️⃣ Share your trading experiences, strategy insights, or growth reflections
— The more genuine and insightful your post, the higher your chance to win!
🎁 Rewards:
3 lucky participants → Gate X RedBull Cap + $20 Position Voucher
If del

📢 Gate Square TAG Posting Challenge: #MySuggestionsforGateSquare
Post & WIN 100 USDT in rewards!
Gate Square is constantly improving!
Do you have feature suggestions, feedback, or ideas for new functionalities? Share your experiences and insights, and help more people discover the charm of Gate Square!
💡 How to Participate
1️⃣ Follow Gate_Square
2️⃣ Open the Gate APP and tap “Square” at the bottom
3️⃣ Tap the Post button and publish your post with the hashtag #MySuggestionsforGateSquare
✍️ Post Examples
1️⃣ Which features do you use the most? What is your experience?
2️⃣ Which features cou

🚀 Gate Square “Gate Fun Token Challenge” is Live!
Create tokens, engage, and earn — including trading fee rebates, graduation bonuses, and a $1,000 prize pool!
Join Now 👉 https://www.gate.com/campaigns/3145
💡 How to Participate:
1️⃣ Create Tokens: One-click token launch in [Square - Post]. Promote, grow your community, and earn rewards.
2️⃣ Engage: Post, like, comment, and share in token community to earn!
📦 Rewards Overview:
Creator Graduation Bonus: 50 GT
Trading Fee Rebate: The more trades, the more you earn
Token Creator Pool: Up to $50 USDT per user + $5 USDT for the first 50 launche