# Why is everyone talking about decentralized platforms?



Forget about the intermediary bank. Decentralized platforms (dApps) operate without a central boss: the network of users controls everything. It sounds futuristic, but it's already here.

**What changes the game:**
- Total transparency: every movement is visible to everyone
- Without intermediaries sucking commissions
- Safer because it is distributed across thousands of points (almost impossible to hack)
- You have real control over your funds

**Already exist:**
Uniswap and Aave (bankless finance), Lens Protocol (censorship-resistant networks), dYdX (P2P trading), IPFS (distributed storage).

**The B side:**
They are complicated for beginners, the legal framework is still a mess, and smart contracts sometimes fail.

The biggest advantage: no one can block you or freeze your account. For many, that is worth everything.
UNI1.53%
AAVE1.62%
DYDX2.08%
FIL-1.32%
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