In the Web3 industry, everyone faces a common challenge: startup capital.

Whether you are participating in airdrops, operating nodes, managing communities, or incubating early-stage protocols, funding issues are always an unavoidable topic. Traditional financing channels often require strong backgrounds and physical collateral, which poses a significant barrier for many Web3 entrepreneurs.

I have also been in such a predicament. After three months of "on-chain micro-entrepreneurship", although I accumulated some income, I repeatedly hit walls when trying to obtain more funds. Traditional financial institutions do not recognize on-chain income, while decentralized platforms refuse to lend due to a lack of credit history.

However, the emergence of Huma Finance has brought new opportunities to this predicament. As a platform focused on on-chain cash flow realization, Huma adopts a revolutionary approach to assess users' credit.

It does not focus on your real identity or traditional assets, but comprehensively examines your on-chain activities:
1. Income flow of wallet address
2. Frequency of capital inflow
3. Interaction with various types of protocols
4. Income from DAO or other platforms

Based on this data, Huma generates a unique "on-chain income credit profile" for users. This innovation greatly changes the financing landscape for Web3 entrepreneurs.

By converting historical revenue into "on-chain income certificate NFTs" and pledging them to Huma, I successfully obtained the much-needed startup funds. This not only alleviated my urgent needs but also provided strong momentum for the development of my project.

Huma's model represents the future direction of Web3 finance. It not only offers new possibilities for individual entrepreneurs but also injects new vitality into the development of the entire industry. By recognizing and leveraging on-chain data, it is reshaping our understanding of credit and value.

For every Web3 entrepreneur, understanding and effectively utilizing these emerging financial tools will be the key to success in this rapidly evolving field.