In the current economic environment, creditors face a critical decision: should they view Bitcoin as a long-term store of value rather than simply exchanging it for cash? The importance of this question lies in the fact that Bitcoin has performed well for 12 out of the past 15 years, becoming one of the best-performing assets.

For creditors, this decision requires weighing multiple factors. First, they need to assess their immediate cash needs. If there are urgent purchasing needs or other financial obligations, then converting Bitcoin into cash may be necessary.

However, if there is no urgent cash need, holding Bitcoin may bring greater long-term benefits. Considering Bitcoin's historical performance, it has proven its potential as a store of value.

In addition, when making decisions, creditors need to consider the overall economic situation, market trends, and their own risk tolerance. The volatility of the Bitcoin market is well known, so it is necessary to be mentally prepared to cope with potential short-term fluctuations.

Overall, this decision reflects a broader philosophical question about investing: whether to choose immediate liquidity or long-term potential appreciation. For those investors who believe in the future of digital assets, holding Bitcoin as a long-term asset may be an attractive option. However, each investor's situation is unique, and therefore, it is essential to make informed decisions based on personal financial circumstances and investment goals.