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Xapo Bank：比特币抵押贷款业务的使用模式正从短期流动性转向长期财务规划

GateNews
bitcoin news
Source: PANews
BTC2,99%

PANews 2月3日消息，据Cointelegraph报道，直布罗陀银行Xapo Bank发布的《2025数字财富报告》显示，其比特币抵押贷款业务的使用模式正从短期流动性转向长期财务规划。报告称，该行在2025年发放的比特币抵押贷款中，52%的贷款期限为365天，且即使在年内新增贷款放缓时，这些长期贷款仍保持未结清状态。 该行首席执行官Seamus Rocca表示，对比特币长期前景的信心增强，促使持有者选择借贷而非抛售，这显示出从短期投机向长期思维的转变。报告指出，尽管下半年贷款发放速度放缓，但未偿还贷款余额持续增长，表明借款人正将贷款作为长期工具使用。

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