IMF发布《理解稳定币》报告:跨境支付应用增长但风险仍存

DeepFlowTech

深潮 TechFlow 消息,12 月 5 日,国际货币基金组织(IMF)最新发布的《理解稳定币》报告显示,稳定币发行量在过去两年已翻倍,达到约3000亿美元,但仅占加密资产总市值的7%。报告指出,稳定币主要用于加密交易结算,但跨境支付应用正快速增长。

尽管稳定币可提高支付效率、降低跨境交易成本,但IMF警示其存在价值波动、市场功能受损、银行脱媒和货币替代等风险,特别是对新兴市场和发展中经济体的影响更为显著。

目前,全球稳定币监管框架正在形成,但各国实施方式不一,存在监管套利风险。IMF呼吁加强国际合作,确保稳定币的潜在效益得以实现,同时有效管控风险。

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