ChainCatcher 消息,ANT.FUN 创始人兼首席执行官 Shaun 在由 OSL 集团支持的 Finternet 2025 亚洲数字金融峰会上表示,稳定币有望推动新型金融应用的出现,他将这类应用描述为「三维物种」,认为其特点是能够从单一用户获取较高的用户终身价值(LTV)。
Shaun 表示,传统超级 App 是「二维」的,仅占有用户时长和装机量,其金融变现能力受到牌照和地域的严格限制。但 Web3 的「金融超级 APP」将是「三维」的:在稳定币的支持下,用户可在同一个应用内无缝衔接消费、交易、理财和合约等所有金融服务,从而创造出传统应用无法企及的终身价值。Shaun 称,这一变革的时代背景是全球正处通用人工智能(AGI)的「前夜」,他预计强人工智(ASI)能将在三至五年内实现,并强调正是 AGI 与数字货币的结合,才使这种重塑经济结构的超级应用成为可能。
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