This comprehensive guide clarifies the fundamental distinction between cryptocurrency coins and tokens, essential knowledge for navigating blockchain ecosystems. Coins are native digital assets with independent blockchains (Bitcoin, Ethereum), while tokens are created on existing blockchain infrastructure via smart contracts (USDC, Chainlink). The article explains how coins function through UTXO and Account-based models, powering network operations via block rewards and transaction fees. Tokens offer programmable flexibility for governance, utility, and specialized applications. Through detailed comparisons, real-world examples, and practical use cases, readers gain clarity on when to use each asset type. Whether you are a beginner investor, developer, or trading on Gate exchange, understanding coins versus tokens enables informed decision-making in cryptocurrency markets. The guide also addresses stablecoin classification and investment considerations for both asset categories.