L'émetteur de stablecoins Circle connaît une hausse de 80 % en un mois, l'IA en tant qu'agent va-t-elle remodeler le paysage des paiements ?

Stablecoin issuer Circle (CRCL) shows strong momentum, soaring 81% in a single month. Despite the downturn in software stocks and the pessimistic outlook due to Middle Eastern conflicts, it demonstrates remarkable explosive growth. Besides benefiting from better-than-expected financial reports, the market is more focused on its strategic布局 in artificial intelligence (AI), especially how AI Agents can use stablecoins for micro-payments, potentially reshaping the future financial transaction framework.

Allaire: AI Agents Will Reshape the Payment Landscape

As artificial intelligence evolves, market expectations are that future transactions will be largely automated by AI Agents, forming machine-to-machine (M2M) commerce models. Circle CEO Jeremy Allaire stated during the February earnings call that stablecoins could become the native currency for machine-to-machine trading. The core future demand lies in AI systems exchanging data and services. In this scenario, transaction frequency is extremely high, with very small amounts per transaction. Traditional credit card networks, with fixed fees and settlement delays, are ill-suited to support such micro-payments effectively. Therefore, stablecoins with low costs and programmability are becoming the ideal medium to support this high-frequency trading.

Blockchain Infrastructure Deployment by Payment Giants

To prepare for the AI agent economy, payment companies are accelerating blockchain infrastructure development. Circle launched the Arc blockchain and tested nano-payments, supporting ultra-low-value on-chain transfers and enabling zero-fee transactions. This not only significantly lowers the economic barrier for M2M commerce but also provides a critical infrastructure for autonomous AI agent trading.

(Arc White Paper! Circle Launches New Blockchain Network Designed for Stablecoin Finance)

Meanwhile, Stripe, with a payment volume of $1.9 trillion and a valuation of $159 billion, has partnered with Paradigm to develop the Tempo blockchain and invested over $1.1 billion to acquire related infrastructure. These initiatives show that the industry is actively seeking the next growth engine through technological upgrades.

(Stripe acquires stablecoin orchestration platform Bridge; transaction volume quadruples, actively expanding VISA’s global payment footprint)

Fundamentals Support, CRCL Rises 80% on AI Wind

Recently, the increase in USDC holdings (mainly as users store more USDC on platforms rather than external exchanges like Coinbase), along with growth in new business lines such as Circle Payments Network and Arc blockchain, have boosted CRCL’s stock price. Needham & Co. analyst John Todaro commented that Allaire’s remarks on代理商務 (agent commerce) are timely.

“The management’s comments regarding代理商務 are quite good, especially in the current stock market environment where AI is causing significant impacts. If you see AI as a tailwind rather than headwind or disruption to your business, your development will be very smooth.”

However, traditional credit cards possess mature fraud prevention and credit expansion mechanisms, which stablecoins currently lack. In the short term, stablecoins and traditional financial networks are more likely to coexist and integrate rather than fully replace each other.

Stablecoin issuer Circle (CRCL) recently demonstrated impressive explosive growth, soaring 81% in a single month amid the downturn in software stocks and the pessimism surrounding Middle Eastern conflicts.

This article, “Stablecoin issuer Circle soars 80% in a month, AI agents to reshape the payment landscape?” first appeared on Chain News ABMedia.