Many people underestimate a problem: finance without a deadline is essentially incomplete finance.

Most DeFi protocols remain at the instant liquidity level, with funds flowing in and out at any time, and interest rates changing at any moment.
This structure is suitable for short-term speculation but cannot support long-term capital.
@TermMaxFi's design focuses on introducing time into the system.
Lending and borrowing are no longer based on borrowing and repaying at will, but revolve around a clear maturity date. Funds supply and demand are locked within a range, and interest rates are also determined accordingly.
The changes brought about are very direct.
Funds start to have plans, risks can begin to be managed, and yields can start to be predicted.
From a user experience perspective, this means strategies no longer rely on frequent operations but can be configured based on certainty.
From a system perspective, this means on-chain finance begins to have a true structure.
If past DeFi was more like a high-speed liquid market, then after introducing deadlines, it begins to resemble a complete financial system.
TermMax is working to push this step forward.
@wallchain #Ad #Affiliate @TermMaxFi