New Year's money all spent on gold! "Kid Sister" saved over 40 grams of "little gold vault" in three years, and its book value has doubled

Since the second half of 2025

Gold prices have risen rapidly

Many people are frustrated

Wondering why they didn’t buy more at the low point

But it’s also interesting

Not everyone who bought early

Did so because of investment insight

Some even accidentally benefited

In February of the Lunar New Year, crowds gathered at major jewelry store counters in Hangzhou. Among the inquiry lines were not only careful, budget-conscious adults but also a few young faces—several children standing on tiptoe, pointing at the gold beans in the display case, and softly discussing with their parents: “This year, I’ll use my New Year’s money to buy this!”

Right after the Spring Festival, how to handle the New Year’s money again became a hot topic among families. While most children are “outsmarting” their parents over red envelope allocations, a pair of sisters in Hangzhou took three years to turn their New Year’s money into a textbook-level operation: over the past three years, the sisters exchanged all their New Year’s money and birthday gifts for gold, each saving about 40 to 50 grams in their “little gold vaults.” As gold prices broke historical highs, the face value of this New Year’s money had doubled.

Among many ways the New Year’s money was “flowing,” Ms. Ma’s two daughters in Hangzhou made a particularly special choice—buy gold.

The older sister is now in eighth grade, and the younger in sixth. A casual chat at the dinner table three years ago became the starting point of their financial awareness. At that time, Ms. Ma, who had previously traded paper gold, casually mentioned her recent gold investment returns. What was an ordinary family conversation turned into the sister’s sudden question: “Mom, can we also use our New Year’s money to buy gold?”

This innocent suggestion surprised and delighted Ms. Ma. At that time, the older sister was in fourth grade and already the “little owner” of her New Year’s money. “Our family is quite democratic. If the kids have ideas, they should try them—even if it costs a bit more, it’s part of growing up.”

After setting the goal, Ms. Ma explained different gold investment options to the sisters: paper gold is flexible but “invisible,” physical gold bars are stable but have high thresholds. The two children agreed in unison: “We want physical gold, holding it in our hands feels more real.” So, each of them used over 10,000 yuan of their New Year’s money to buy nearly zero-cost gold beans. A dozen small gold beans were carefully hidden in their “secret corners,” starting their gold savings plan.

Since then, a new rule was established at home: elders would give gold beans as New Year’s money and birthday gifts. After three years, each sister held over 40 grams. As gold prices rose, the face value of their small gold vaults quietly doubled.

“Before the New Year, I casually complained that gold prices had risen sharply. My sister immediately pulled out her gold beans, counting them happily at the table, muttering ‘Now each one is over a thousand,’” Ms. Ma said with a smile. “I wish I had bought more with them in the past two years.” What pleased her even more was that this three-year “golden experiment” helped the children develop many good habits: comparing prices when buying stationery, checking price tags before shopping, asking “need” or “want” first about things they like. Recently, the older sister wanted to change her bicycle and proactively suggested using her New Year’s money; the younger sister has also learned to decisively give up toys on a whim.

“Letting kids manage money was never about making money,” Ms. Ma said. “It’s just to make them responsible for their own money. Now, they’ve gained much more than just a few gold beans.”

China Youth Daily comprehensive report

Source: 896 Car Radio Frequency