SBI Holdings Launches 10B Yen Blockchain Bond With XRP Rewards

2026-02-22 08:22:15

Japanese financial conglomerate SBI Holdings is introducing a blockchain-based bond offering for retail investors, blending traditional fixed-income returns with cryptocurrency incentives.

Key Takeaways:

SBI is issuing 10 billion yen in tokenized bonds recorded on a blockchain platform.
Investors will earn fixed interest plus XRP rewards tied to their subscription amount.
The launch reflects SBI’s broader push to integrate crypto assets into traditional finance.

The new issuance, called the SBI START Bonds, totals 10 billion yen (about $64.5 million) and will be recorded and managed onchain using the “ibet for Fin” platform developed by enterprise blockchain firm BOOSTRY.

The three-year securities carry an indicative annual yield ranging from 1.85% to 2.45%, with interest paid twice a year.

SBI Bond Investors to Receive XRP Rewards Alongside Interest Payments

In addition to fixed returns, eligible investors will receive XRP token rewards. Retail buyers and companies investing at least 100,000 yen (roughly $650) and holding an account with SBI VC Trade qualify for the bonus program.

According to the product details, investors will receive XRP equivalent to about 200 yen per 100,000 yen invested.

The rewards will be distributed at issuance and again alongside each interest payment through 2029.

The bonds are expected to begin secondary trading on March 25 via the Osaka Digital Exchange’s proprietary START trading system, marking another step in Japan’s gradual rollout of tokenized securities markets.

SBI’s move reflects its long-standing ties to the XRP ecosystem. The firm partnered with Ripple in 2016 and has since supported XRP-powered remittance services, including cross-border payments between Japan and the Philippines.

Chairman and CEO Yoshitaka Kitao has previously said SBI holds roughly 9% of Ripple Labs, underscoring the company’s strategic alignment with the network.

Founded in 1999 as part of SoftBank before becoming independent in 2006, SBI has grown into a major financial group with more than $8 billion in annual revenue.

Over the years, the company has expanded beyond brokerage and banking into digital assets, stablecoins and blockchain infrastructure.

SBI has also worked with Circle to introduce the USDC stablecoin in Japan and signed a memorandum of understanding with Ripple to distribute its RLUSD stablecoin.

By pairing bonds with crypto incentives, the firm is testing whether traditional investors will adopt tokenized securities that offer familiar yields alongside blockchain-based settlement and rewards.

In August last year, Ripple signed a memorandum of understanding with SBI Holdings and its crypto arm SBI VC Trade to distribute its Ripple USD (RLUSD) stablecoin in Japan.

Ripple Secures UK Regulatory Approval Amid Global Expansion

The rollout comes amid Ripple’s broader expansion across regulated markets. Earlier this month, the company received approval from the UK’s financial regulator for an Electronic Money Institution license and crypto asset registration.

Ripple has also secured preliminary approval for a similar license in Luxembourg, positioning the firm to expand its payments services across Europe.

In the United States, Ripple applied for a national banking license with the Office of the Comptroller of the Currency in July 2025, joining a growing list of crypto firms seeking deeper integration with the traditional financial system.

In recent months, the company has also secured approvals in Dubai and Abu Dhabi and onboarded partners including Zand Bank and Mamo.

As reported, Ripple is also weighing whether to bring staking to the XRP Ledger (XRPL), a move that would push the decade-old blockchain deeper into the rapidly expanding world of decentralized finance.

Trending News RecommendedPopular Crypto TopicsPrice Predictions

Bitcoin Price Prediction: Bitcoin Is Stuck Inside a Triangle – And What Happens Next Could Shock the Market
XRP Price Prediction: Ripple Has Been Invited to the White House — Is the US Government About to Back XRP?
China’s Alibaba AI Predicts the Price of XRP, Shiba Inu and PEPE By the End of 2026
New ChatGPT Predicts the Price of XRP, Dogecoin and Solana By the End of 2026
Ripple CEO Predicts 90% Chance U.S. Crypto Bill Passes by April – What It Means for XRP Price

News

China’s DeepSeek AI Predicts the Price of XRP, PEPE and Shiba Inu By the End of 2026

2026-02-17 22:30:00, by Tim Hakki

Price Analysis

Leading AI Claude Predicts the Price of XRP, Solana and Dogecoin By the End of 2026

2026-02-20 22:55:00, by Tim Hakki

Industry Talk

Crypto Price Prediction Today 20 February – XRP, Bitcoin, Ethereum

2026-02-20 22:30:00, by Tim Hakki

Best Crypto to Buy Now in February 2026 – Top Crypto to Invest In

2026-02-04 14:48:18, by Alan Draper

New Cryptocurrencies to Invest in Today – Top New Crypto Coins

2026-02-20 15:21:38, by Ines S. Tavares

9 Best Crypto Presales in February 2026

2026-02-16 07:48:39, by Alan Draper

8 New & Upcoming Coinbase Listings in February 2026

2026-02-09 09:19:00, by Ilija Rankovic

10 New & Upcoming Binance Listings in 2026

2026-02-09 12:11:58, by Ilija Rankovic

What Is the Next Crypto to Explode in 2026? Our Top Picks

2026-02-20 14:26:27, by Ilija Rankovic

Bitcoin (BTC) Price Prediction 2026, 2027 – 2030

2026-02-22 07:30:00, by Leon Waters

XRP (XRP) Price Prediction 2026, 2027 – 2030

2026-02-22 07:30:00, by Ihssan El Medkouri

Ethereum Price Prediction 2026, 2027 – 2030

2026-02-22 07:30:00, by Alan Draper

BOND-2,89%

XRP-1,81%

This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.