Dual-Currency Investment Strategy Guide: Flexible Trading, Smart Profit Secrets

Cryptocurrency markets are highly volatile. How can investors seek stable returns amid these fluctuations? Dual-currency investment has emerged as a new trading approach, offering users a fresh way to participate. This innovative product allows you to simply predict market direction and seize profit opportunities from price swings within a specified time frame.

Understanding Dual-Currency Investment — An Innovation in Short-Term Trading

Dual-currency investment is a flexible short-term trading tool with a simple yet powerful core concept: you forecast the price trend of a specific cryptocurrency within a certain period. The system compares the actual price at settlement with your target price to determine the final settlement asset, helping you earn additional profits amid market volatility.

Unlike traditional spot trading, dual-currency investment provides more options. You can choose your trading pairs, holding duration (1 day, 3 days, or 5 days), and target prices based on your risk tolerance and trading preferences. This flexibility makes it suitable for both aggressive short-term traders and conservative long-term holders.

What You Need to Know Before Participating: Who Is Suitable for Dual-Currency Investment?

Not all users can participate in dual-currency investment. First, you must complete standard or advanced KYC verification; institutional users are currently not eligible. Second, you should clarify your investment goals:

Three user scenarios for dual-currency investment:

1. High-Sell Strategy: You are bearish on short-term crypto trends and aim to sell your holdings (like BTC, ETH) at a target price above the current market price to earn extra income. Suitable for investors expecting a market correction.

2. Low-Buy Strategy: You are optimistic about short-term crypto performance and plan to buy with stablecoins (USDT) at a set target price, gaining entry at a better price and earning interest. Ideal for investors wanting to build positions gradually.

3. Passive Income Seekers: You already hold preferred crypto assets and want to generate returns on idle funds through dual-currency products, increasing your portfolio value.

How Dual-Currency Investment Works: Low-Buy and High-Sell Logic

Understanding the operation process is key to successful participation. When you subscribe to a plan, the system determines the settlement price at 8:00 UTC on the settlement day — a crucial concept in dual-currency investment.

Settlement Price vs. Target Price — How They Decide Your Returns:

The settlement price is the average spot market price of the pair during the 30 minutes before the settlement time. Your target price, set at subscription, determines the settlement method.

For the “Low-Buy” scenario: If the settlement price ≤ target price (market did not rise to your expectation), you receive returns in USDT plus profit. If the settlement price > target price (market exceeded expectations), the system uses USDT and profit to buy crypto at the target price, settling in tokens.

For the “High-Sell” scenario: The logic is reversed. If the settlement price ≥ target price (market decline less than expected), your tokens and profit are sold at the target price for USDT. If the settlement price < target price (market dropped significantly), settlement occurs in tokens.

How Are Returns Calculated in Dual-Currency Investment? An Example Makes It Clear

Calculating returns can be confusing. Remember this core principle: Dual-currency investment return = subscription amount + profit, depending on whether the target price is reached.

Example 1: Successful Low-Buy

Zhang buys an ETH-USDT plan with an annualized yield of 80%, investing 1,000 USDT, with a target price of 1,200 USDT. On settlement day, the price is exactly 1,100 USDT (≤ target). The system confirms the condition. It uses 1,000 USDT plus the profit (about 80 USDT) to buy ETH at 1,200 USDT, ending with 0.8351 ETH.

Key point: Although at settlement price 1,100 USDT, 0.8351 ETH is worth about 918 USDT, less than the initial 1,000 USDT, if Zhang had bought ETH directly at 1,200 USDT, he would get 0.83 ETH. The profit bonus in dual-currency investment allows him to buy slightly more ETH.

Example 2: High-Sell Not Reaching Target

Li buys an ETH-USDT plan with 80% annualized yield, investing 1 ETH, target price 1,200 USDT. At settlement, the price drops to 1,100 USDT (< target). The system determines the condition is not met. He ends up with 1.008 ETH worth of returns.

Many might feel disappointed because 1 ETH didn’t turn into USDT. But consider: if Li sold 1 ETH at 1,100 USDT, he’d get 1,100 USDT. With the bonus profit, his ETH plus profit is equivalent to about 1,008 USDT, effectively avoiding a low-price sale.

Risks and Limitations of Dual-Currency Investment You Must Know

Dual-currency investment is not risk-free. Before participating, you should understand its risk characteristics.

Four key risks:

1. Unpredictable Price Fluctuations: Market prices can change rapidly; your forecast may not materialize. Slippage tolerance can be up to 5%, so actual settlement prices may differ from expectations.

2. No Guaranteed Returns: The annualized yield (APR) is based on current market conditions. Due to volatility and slippage, actual APR may differ from initial estimates. The system updates in real-time to reflect market changes.

3. Fund Lock-up: Once your subscription is confirmed, your funds are fully locked until settlement. During this period, you cannot modify target prices, investment amounts, or settlement dates, nor can you withdraw early.

4. Missed Better Opportunities: If the market moves further in your predicted direction, you can only settle at the target price, missing out on higher profits. Conversely, if the market moves against expectations, you cannot cut losses early.

Important restrictions:

Once subscribed, parameters like target price, investment amount, and settlement date cannot be changed. You cannot cancel or withdraw during the investment period. Settlement occurs at 8:00 UTC on the settlement day. Usually, your plan is confirmed within 30-60 seconds after submission, and profit calculation begins immediately.

The platform clarifies that it is not responsible for losses caused by price fluctuations. This is not an exemption clause but a reminder that dual-currency investment is based on market volatility.

Common Questions About Dual-Currency Investment — One-Stop FAQ

Q: Can I participate with sub-accounts?
A: Yes. Sub-accounts enjoy the same dual-currency investment rights as the main account, just complete the necessary verification.

Q: How is my subscription capital used?
A: Your funds are deployed into derivatives markets via advanced strategies managed by reputable third-party traders, with no on-chain activity involved.

Q: What assets can I use to subscribe?
A: For “Low-Buy,” use stablecoins like USDT; for “High-Sell,” use crypto assets such as BTC or ETH.

Q: Is there a minimum subscription amount?
A: Yes. The minimum amount is clearly displayed in the investment amount field, varying by plan.

Q: Are only these investment durations available?
A: Currently, 1-day, 3-day, and 5-day options are offered. Future expansions may be based on market demand.

Q: If the target price isn’t reached, where do my profits go?
A: You still receive profits calculated at the effective APR at settlement. If auto-reinvestment is enabled, tokens will automatically participate in the next plan.

Q: How do I withdraw my profits?
A: Profits are credited to your funds account. To transfer to your wallet, first move funds from the investment account to the funds account, then perform on-chain withdrawal.

Q: Why does my return seem less than my initial investment?
A: This is a common misconception. When receiving returns in tokens, it’s easy to underestimate their USDT value at settlement. The key is to compare how many tokens you could buy or sell at the settlement price. Due to the bonus profit, you often end up with more tokens, increasing your total holdings.

Q: How do I use trial funds?
A: If you received a dual-currency trial fund reward, find it in the “Voucher” section at the top right of the wealth management page or in your rewards page. Click to use, then select the “Low-Buy” product list. Choose your plan and click buy; the trial fund will be automatically applied to your investment amount. Note: Trial funds are only for “Low-Buy” products and are fixed once used.

Q: Are trial funds included in my total assets?
A: No. The principal of trial funds is not counted in your total assets, but any generated profits will be credited normally, allowing you to experience the real return rate without cost.

Dual-currency investment is suitable for investors who want to participate in market opportunities with clear risk boundaries. The key is to fully understand its mechanism, calculation logic, and risk limits before entering, so each investment can be smarter and more effective.