Truist Lowers PayPal (PYPL) Estimates Due to Slower Volume, Take Rate Compression

Truist has lowered its price target for PayPal (PYPL) to $39 from $58, maintaining a Sell rating, citing slower volume growth and take rate compression after the company’s Q4 2025 earnings. RBC Capital also reduced its price target to $59 from $91 due to an abrupt CEO change and slow turnaround in Branded Checkout’s TPV growth, leading to reduced FY 2026 guidance. Susquehanna lowered its price target to $63 from $90, noting disappointment in branded checkout growth deceleration across various verticals.

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