What are Dual Currency Investments 2.0 and how do they work

Bivalent Investments 2.0 is an innovative approach to short-term crypto asset trading that allows investors to earn income regardless of the direction of price movement. The essence of the mechanism is that you forecast the price an asset will reach at a specific time, then choose one of two strategies: either buy the cryptocurrency at a discounted price or sell it at a premium.

To participate in Bivalent Investments, you need to:

1. Select the crypto asset you’re interested in (e.g., BTC or ETH)
2. Forecast the target price on the settlement date
3. Decide whether to apply the “Buy Low” or “Sell High” strategy
4. Lock in the required amount before the settlement day

How the mechanism works

The Bivalent Investments 2.0 system involves two fundamentally different product types, each with its own logic and trigger conditions.

The first option is positions to buy low, opened with stablecoin USDT. The second option is positions to sell high, opened with cryptocurrencies (BTC, ETH, and others). At the settlement time, which occurs at 08:00 UTC, the system compares the actual price (determined by the average spot price over the 30 minutes before the settlement) with your forecasted target price. Based on this comparison, you will receive income either in stablecoin or in the original asset.

An important point: regardless of which scenario occurs, you will always receive a percentage yield (APR) on your invested amount. This is a guaranteed part of your earnings, calculated by the formula: invested amount × annual percentage rate × number of subscription days / 365.

“Buy Low” strategy: waiting for a price drop

This product is designed for those who believe that the cryptocurrency will decrease in price by the settlement date. You deposit USDT, set a target price below the current price, and if your forecast is correct, your stablecoins will automatically convert into cryptocurrency at a favorable rate.

Scenario 1: your forecast is correct

If the settlement price is below or equal to your target, a purchase occurs. Your investment and earned interest will be used to buy the cryptocurrency at the target price. Calculation: (invested amount + interest) / target price = amount of cryptocurrency received.

Scenario 2: the price didn’t fall enough

If the settlement price exceeds your target, no purchase will be made. You will get back your USDT plus the interest earned. The simple formula here: invested amount + interest = return in USDT.

Example:

Suppose you invest 1000 USDT with a target BTC price of $15,000 at an APR of 150% for 1 day.

If the price drops to $14,500, you will receive: (1000 + 4.11) / 15,000 = 0.06694 BTC.

If the price rises to $15,500, you will receive: 1000 + 4.11 = 1004.11 USDT.

“Sell High” strategy: playing for growth

This product works in the opposite direction. You deposit cryptocurrency (e.g., 1 BTC), set a target price above the current, and if the price rises to your target, the cryptocurrency is sold at a favorable rate in USDT.

Scenario 1: the price rises as predicted

If the settlement price is equal to or higher than your target, a sale occurs. Your cryptocurrency and interest will be sold at the target price. Calculation: (cryptocurrency invested + interest) × target price = amount in USDT.

Scenario 2: the price didn’t reach the target

If the settlement price does not reach your target, no sale occurs. You will get back your original cryptocurrency plus interest. Formula: invested cryptocurrency + interest = return in the original asset.

Example:

Suppose you deposit 1 BTC with a target price of $18,000 at an APR of 150% for 1 day.

If the price rises to $18,500, you will receive: (1 + 0.00411) × 18,000 = $18,073.97 USDT.

If the price drops to $17,000, you will receive: 1 + 0.00411 = 1.00411 BTC.

Important considerations

Bivalent Investments 2.0 is a risky instrument. Here are the main dangers to be aware of:

First, the cryptocurrency market is highly unpredictable. You can never be 100% sure in which currency your final income will be denominated. Volatility can work in your favor or against you.

Second, the assets you lock for subscription cannot be returned or canceled before the settlement date. The system strictly records all positions, so plan your portfolio accordingly.

Third, if the market price diverges significantly from your target, even if the condition triggers in your favor, the actual price may be unfavorable for your goals. Calculations are made strictly at the set time — 08:00 UTC on the settlement day — and cannot be changed.

And remember: although Bivalent Investments offer an additional percentage income regardless of the outcome, it does not guarantee profit. Income from price changes depends entirely on how accurate your forecast is.

All payouts are credited to your account within 5 minutes after the settlement time. Make sure you fully understand the mechanism and are prepared for possible losses before participating in Bivalent Investments 2.0.