Truist has lowered its price target on PayPal (PYPL) to $39 from $58 and maintained a Sell rating, citing slower volume growth and take rate compression after the company’s Q4 2025 earnings. RBC Capital and Susquehanna also reduced their price targets, noting concerns about the pace of the turnaround for Branded Checkout’s TPV growth and the deceleration of branded checkout growth. Despite PayPal’s potential, the article suggests that certain AI stocks may offer greater upside and less downside risk.
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Truist Lowers PayPal (PYPL) Estimates Due to Slower Volume, Take Rate Compression
Truist has lowered its price target on PayPal (PYPL) to $39 from $58 and maintained a Sell rating, citing slower volume growth and take rate compression after the company’s Q4 2025 earnings. RBC Capital and Susquehanna also reduced their price targets, noting concerns about the pace of the turnaround for Branded Checkout’s TPV growth and the deceleration of branded checkout growth. Despite PayPal’s potential, the article suggests that certain AI stocks may offer greater upside and less downside risk.