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SOFI Stock Today: February 21 — TransUnion Flags 2026 Personal-Loan Boom
TransUnion’s 2026 outlook predicts that unsecured personal loans will be the primary engine of loan growth, with fintech lenders expected to increase their market share, which bodes well for SoFi’s core personal-loan sector. However, rising subprime demand and delinquencies signal potential challenges related to credit costs and the need for tighter underwriting. Technically, SOFI stock is oversold with strong downtrend indicators, suggesting volatility and the importance of risk management leading up to its Q1 earnings report on April 28, 2026.