Texas' Wealthiest Cities in 2025: Where the Highest-Earning Households Live

When exploring which wealthiest cities in Texas attract affluent residents, the answer lies in a mix of excellent schools, strong job markets, and premium real estate. A recent analysis of all Texas municipalities with 5,000+ households identified the top 20 most affluent communities, revealing fascinating patterns about wealth distribution across the Lone Star State. The household incomes in these exclusive areas range from approximately $165,000 to nearly $410,000 annually, while property values span from roughly $455,000 to over $2.4 million.

The Ultra-Wealthy Tier: $300K+ Annual Household Income

At the pinnacle of Texas’ wealthy cities in terms of earning power sits West University Place, a prestigious Houston suburb with an average household income of $409,677 and typical home values reaching $1,758,363. Close behind is University Park, nestled in the Dallas-Fort Worth region, where households average $389,868 in annual income with homes valued around $2,445,874—the highest in the entire ranking.

Southlake, another Dallas-area community, rounds out this elite tier with average household income of $382,520 and properties averaging $1,284,219. These three neighborhoods define the absolute top of Texas’ wealthiest residential landscape, representing where the state’s most affluent families have chosen to establish their roots.

Bellaire, located within the Houston metropolitan area, bridges the gap to the next tier with household income of $311,033 and property values of $1,123,984, showcasing how Houston’s suburbs consistently compete with Dallas-area wealth centers.

The High-Income Suburban Ring: $200K-$300K Range

The next tier of Texas’ wealthiest cities encompasses communities where household income ranges from $200,000 to $300,000 annually. Colleyville, in the Dallas-Fort Worth area, leads this group with earnings of $265,831 and median home values of $924,700.

The Austin metropolitan region enters the conversation with Steiner Ranch ($232,530 household income, $528,502 typical home value) and Lakeway ($222,045 income, $824,558 home value), demonstrating how Texas’ capital region supports significant wealth accumulation outside the traditional Dallas-Houston axis.

Dallas suburbs dominate this middle-upper tier, with notable communities including:

• Prosper: $229,754 average income, $842,332 home values
• Keller: $217,210 income, $658,426 properties
• Coppell: $194,208 income, $643,052 home values
• Flower Mound: $191,231 income, $630,589 properties
• Frisco: $186,265 income, $697,813 values

Houston’s contribution to this bracket includes Fulshear ($210,123 income, $545,379 home value) and Cinco Ranch ($178,516 income, $557,775 properties), maintaining the region’s reputation for affluent suburban development.

The Emerging Wealth Centers: $165K-$200K Household Income

The bottom tier of these wealthiest cities in Texas still commands impressive income levels and property values. Celina, a Dallas suburb, shows $184,308 in household income with $616,746 typical home value, while Highland Village demonstrates $182,741 in earnings alongside $609,887 properties.

Murphy ($176,156 income, $608,510 properties) and Leander ($167,516 income, $455,706 properties, from the Austin region) represent emerging wealth centers where professionals and established families continue relocating.

Sugar Land ($174,026 income, $462,592 home value) and Friendswood ($165,294 income, $464,519 properties) complete the Houston suburbs in this ranking, while Leander brings Austin-area representation to the group’s lower boundaries.

What Creates Prosperity in These Texas Communities?

The concentration of wealth in these specific cities reveals patterns beyond simple economics. Most of these wealthiest cities in Texas share common characteristics: proximity to major employment hubs (Dallas’s corporate sector, Houston’s energy industry, Austin’s tech boom), highly-rated school districts that attract young professionals and established families, and carefully developed suburban infrastructure that maintains property values.

The income distribution shows clear geographic clustering, with the Dallas-Fort Worth region claiming the majority of the top 20 positions, particularly Southlake, Prosper, Frisco, and Coppell—all benefiting from the region’s tech and corporate expansion. Houston’s wealthy suburbs lean toward energy-industry wealth, while Austin’s emerging wealthy communities reflect the region’s technology sector growth.

Research Methodology

To identify Texas’ wealthiest cities, researchers examined all Texas municipalities with 5,000 or more households. The 20 communities listed here rank highest by average household income, based on 2023 American Community Survey data. Property value estimates reflect 2025 figures sourced from Zillow, providing the most current market assessment available. Data collection and analysis were completed in mid-2025, ensuring accuracy in the financial snapshots presented here.

This comprehensive approach ensures that the wealthiest cities in Texas identified in this analysis represent genuine wealth concentration rather than isolated affluent neighborhoods, giving readers confidence in the rankings’ reliability and relevance for anyone researching affluent Texas communities.