Make Money with Your Phone in 2025: The Complete Guide with the Best Apps to Generate Extra Income

The old 9-to-6 routine at the office continues to lose ground in 2025. With the explosion of digital platforms and the mainstream adoption of remote work, turning your smartphone into a money-making machine has gone from promise to reality. Whether you’re a potential content creator, a beginner investor, or a self-employed professional looking to supplement your income, there are dozens of apps ready to help you make the most of your free time. This guide presents the main monetization routes via mobile, focusing on the most relevant apps for the Brazilian market in 2025.

Investments via Mobile: The New Path to Variable Income

If you want your money to work for you, investment apps offer real profit opportunities. With increasingly accessible tools, it’s possible to trade global assets without leaving your sofa.

Mitrade: Simplified CFD Trading

Mitrade stands out as a modern platform for those wishing to operate in the financial market. Here, you can access CFDs on gold, indices (NASDAQ, NAS100), Bitcoin, Brent oil, and other assets in real time. International regulation (ASIC, CIMA, FSC) ensures safety, while advanced charts and analysis tools facilitate more informed decisions. It is ideal for both beginners and experienced traders.

Platform data:

• Minimum deposit: 5 USD
• Withdrawal methods: Visa, Mastercard, Worldpay, Poli, Skrill, Neteller, bank transfer
• Processing: business days
• Target audience: beginners and experienced traders

IC Markets: High-Speed Trading

For those who prefer more technical and agile strategies, IC Markets offers ultra-fast execution and competitive spreads. The platform allows trading currency pairs, cryptocurrencies, stocks, indices, and commodities. The key feature is speed — ideal for intraday operations and short-term strategies. Note: rigorous risk management is required due to involved volatility.

What it offers:

• Real-time position tracking
• Ideal for short-term strategies
• Direct withdrawals to bank accounts
• Available on Android and iOS

Content Creators: Turn Your Talent into Money

Creating content has become a legitimate profession in Brazil. Short videos, texts, live streams — each format has its audience and monetization opportunities.

TikTok: Short Videos, Quick Earnings

With billions of users worldwide, TikTok offers multiple ways for creators to monetize. The Creator Program rewards views and engagement. TikTok Shop opens doors for affiliates selling products via personalized links with commissions on each transaction.

Requirements and details:

• Minimum: 10,000 followers
• Payment via PayPal or bank transfer
• Turnaround: up to 30 days
• Available on Android and iOS

YouTube: The Monetization Giant

YouTube continues to reign as the most robust platform for video creators. Here, you earn from (AdSense) ads, Super Chats during live streams, channel subscriptions, and affiliate marketing. With over 2 billion active users, the possibilities are virtually unlimited.

Requirements to monetize:

• Minimum 1,000 subscribers
• 4,000 hours watched in the last 12 months
• Payment via Google AdSense
• Cycle: up to 30 days after monthly closing

Kwai: The Brazilian Short Video Alternative

If TikTok is a heavyweight competitor, Kwai wins creators with a strong presence in the North and Northeast regions. The app offers a Creator Program with payment based on views, daily bonuses, viral challenges with rewards, and brand partnerships.

Essential information:

• Earnings: based on engagement
• Payment: Pix or digital wallets
• Timing: up to 7 business days
• National platform, support in Portuguese

Medium Brazil: Monetize Your Writing

Writers and journalists find a steady income on Medium Brazil. The Partner Program pays based on reading time and subscriber engagement. Great for content on finance, technology, entrepreneurship, and digital culture.

How it works:

• Monetization linked to reading time
• Payment via Stripe or PayPal
• Frequency: monthly
• Build authority while earning

Affiliate Marketing: Earn by Selling Others’ Products

Affiliate marketing remains one of the most accessible routes to online income in 2025. You promote, earn commissions — simple as that.

Temu: The Shopping Platform That Became a Phenomenon

Temu is exploding in popularity in Brazil, and its affiliate program follows this growth. Share links or personalized coupons with friends, family, and social networks. Each purchase generates money or app bonuses. Temporary campaigns also reward clicks and sign-ups.

Earnings structure:

• Commissions on sales + extra bonuses
• Campaigns with variable rewards
• Payment: Pix, PayPal, or app credit
• Available on Android and iOS

Shopee Affiliate Program: Commissions Up to 28%

Shopee’s affiliate program remains a reliable and simple option. Free registration, link generation, sharing on (Instagram, YouTube, TikTok, Facebook) — the more conversions, the higher the profit. Commissions reach up to 28% per sale.

Important data:

• High commissions and reliable structure
• Ideal for beginners
• Payouts: Pix in 3 to 5 business days
• Available on Android and iOS

Freelancers: Work Remotely and Control Your Earnings

The freelance market has exploded. Platforms connect design, writing, translation, IT, and more professionals with hiring companies.

Workana Brazil: Trusted Marketplace

Workana is one of Latin America’s largest freelancer marketplaces. Create a profile, showcase your portfolio, receive proposals. The escrow system protects both client and professional. Opportunities in Portuguese abound in design, writing, digital marketing, translation, and IT.

Platform data:

• Secure escrow payments
• Access via web and Android
• Multiple withdrawal options (Payoneer, PayPal, bank)
• Active and trusted community

99Freelas: 100% Brazilian

The fully Brazilian platform offers an interface in Portuguese, local support, and total transparency. Negotiate prices directly with clients in writing, design, translation, programming, marketing, and customer service. Payments in reais via Pix — hassle-free.

What sets it apart:

• National platform
• Payments in reais
• Simple and clear interface
• Strong Brazilian community

Practical Tip: How to Choose Your Path to Make Money with Your Phone

With so many options, the right choice makes a difference. Consider these points:

1. Align with your skills — Videos? Writing? Sales? Choose the app that matches your natural talent.

2. Prioritize reputation — Research reviews, check for punctual payments. Platforms like Mitrade, Shopee, TikTok, and Workana have proven track records.

3. Understand the payment method — Each app uses different methods. Read the terms before starting.

4. Compare commissions — Some retain significant percentages. Check if the return justifies your effort.

5. Consult real users — Forums, Reddit, and social media reveal if payments are timely and support works.

Conclusion: 2025 is Your Year to Monetize Your Phone

Making money with your phone stopped being an exception to become the rule in 2025. Whether creating videos on TikTok, trading CFDs on Mitrade, selling on Shopee, or providing services on Workana, opportunities are booming everywhere. The key is choosing the right platforms, being consistent, and tracking your results.

With dedication and strategy, your smartphone transforms from a leisure device into a income-generating machine — whether as extra income or as a full digital business. Technology has opened the doors; now it’s up to you to take the next step.

Test different apps, measure results, and build your online income in 2025.