Wealth Engineering: Why Did I Decide to "Dismantle" the Real Estate Fortress to Build the Future Portfolio?

My Five-Year Plan to Build Sustainable Wealth
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We often hear the saying "Real estate is the good son," but in the world of investing, excessive love for one asset can become a "constraint" that hinders your movement.

When I reviewed my portfolio in 2025, I found the shocking truth:
I am "rich" in assets, but "restricted" in liquidity.

Real estate accounts for 64.3% of my wealth. This number is psychologically comforting, but it is risky from an investment perspective.

It means a high concentration of risk and slow movement that does not match the speed of opportunities in 2030.

Therefore, I have laid out my five-year plan to restructure wealth, not through random sales, but through distribution over the next five years. Here is the philosophy of change in numbers:
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1. From Ownership to Growth (Reducing Real Estate Weight) Goal:
Reduce real estate from 64.3% to 32.9%.

The reason: Real estate is excellent for preserving wealth, but it is poor at generating rapid compound returns compared to stocks.
So I will not add any real estate to my portfolio over the next five years.
Instead, I will start injecting larger amounts into financial markets and gold.

2. Betting on Markets (Stocks Lead the Scene)
By 2030, stocks will constitute about 45% of the portfolio, divided intelligently:

US stocks (29.9%): To benefit from global economic growth and giant tech companies.

Egyptian stocks (9%) and Emirati (6%): To seize opportunities in emerging and regional markets that I know well.

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3. Investing in "Value" Not "Price" (Entering Private Equity)
I will allocate 6% to (Private Equity).
This means shifting from merely "buying stocks" on the screen to direct investment in entrepreneurs, companies, and entrepreneurial projects before they go public. This is where silent wealth lies.
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4. Safety and Hedging (Gold and Cash)
Despite the growth trend, safety cannot be overlooked.
I increased the gold share slightly to 6% to remain the heavy anchor during storms, while reducing fixed deposits (Cash) to 7.2% to reduce the impact of inflation, while maintaining liquidity for emergencies and opportunities.
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Summary:
In 2025, my portfolio was seeking "stability."
In 2030, my portfolio will be seeking "freedom and flexibility."

Building wealth is not just about accumulating assets,
but an art of "managing ratios" between what makes you sleep peacefully and what makes you wake up wealthy.

And you,
If you look at your portfolio today...
Does it serve your current fears?
Or your future ambitions?

Follow me for more updates on the transformation process I will undergo in the coming period.
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