You are holding Nvidia in your hands, and the account balance looks pretty scary. It has increased tenfold, and your net worth has skyrocketed. So what now? You’re still eating instant noodles because you don’t dare to move.



Selling would incur taxes, but selling also means missing out. So you just hold onto a mountain of gold while living like a pauper. Sounds a bit absurd, right? But in traditional finance, this is the reality.

DeFi changes all of that.

Convert your Nvidia into a tokenized form and deposit it into a lending protocol’s liquidity pool. Borrow stablecoins at 80% of the value. Use these stablecoins to buy food, cars, or even Bitcoin. Meanwhile, your Nvidia position remains intact, still enjoying the benefits of price appreciation.

This is true asset liquidity. In the past, only billionaires at Swiss private banks could afford this kind of strategy. Their managers would bundle stocks, gold, bonds into universal tokens for flexible management.

Now it’s different. As long as you have a wallet and are willing to engage with DeFi, this privilege is yours. Stocks, crypto assets, and even real-world commodities can become liquid collateral within these protocols.

This is the future of finance—assets are no longer locked away forever but truly create value for their holders.
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SchrödingersNodevip
· 2h ago
It sounds ideal, but how many actually dare to do DeFi lending? What about the risks? --- Same old rhetoric, the rich have been playing this way for a long time. Let's forget it. --- So in the end, you still need principal capital. Without Nvidia, it's all pointless. --- Borrow 80%? What if you're liquidated during a crash? Just thinking about it makes me scared. --- Wait, isn't it still necessary to guard against smart contract risks? Decentralized banks can also run away. --- Feels a bit overhyped. If DeFi were so perfect, everyone would be getting rich by now. --- I just want to ask, is this logic really friendly to small retail investors? The fees will eat you alive first. --- No matter how good the hype, it depends on the security of the protocol. Are hacking incidents still rare?
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BlockchainRetirementHomevip
· 12-27 08:50
Sounds great, but can the lending pool really stay stable forever?
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DeadTrades_Walkingvip
· 12-27 08:43
Sounds great, but what about lending risks? What happens when the liquidation line is reached?
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LootboxPhobiavip
· 12-27 08:43
I'll generate 5 comments in different styles: 1. Damn, this is exactly how I feel right now—holding coins but too afraid to sell. Looks like I really have to rely on DeFi. 2. Lending and borrowing are still quite risky, right? An 80% LTV sounds great, but what if liquidation happens? 3. The Swiss private banking approach has really democratized now. It’s a bit crazy but somehow exciting. 4. The problem is most people simply don’t dare to put their assets into those protocols, afraid of rug pulls. 5. This idea has actually been around for a while; DeFi just lowered the barriers to entry.
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GateUser-5854de8bvip
· 12-27 08:42
Sounds great, but what about the risks of lending protocols, lol
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MidsommarWalletvip
· 12-27 08:38
It sounds really good, but how many people actually dare to lend it out...
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