Which broker charges the lowest broker fees in 2025? True investing experts need to know

Why are your profits smaller than expected after investing in stocks? Mostly because broker fees are continuously eating away at your gains. Buying stocks worth 100,000 THB might cost you 150-200 THB in commissions. The more you trade, the more your profits diminish by over half.

The problem is, not all brokers charge fees the same way. Some are budget-friendly, others are more expensive. Some even have minimum fees, so if you invest a small amount, you still pay the full fee even if the actual value is lower. This is why smart investors need to choose their broker wisely.

Broker Fee Rates for 2568 (2025) – Clear Comparison

*Liberator uses a tiered system based on trading volume

Who Offers the Cheapest Fees?

If you invest less than (25,000 THB):

• Bualuang – No minimum, 0.15% on Cash Balance account
• SBI Thai Online – Lowest at 0.075%
• Krungthai XSpring – No minimum fee

If you trade more than (50,000 THB):

• Liberator – Fee decreases with volume, suitable for high-volume traders
• SBI Thai Online – 0.075% remains the most cost-effective

Understanding the Fee System Correctly

What is a Cash Balance account?

This is an account where you must deposit the full amount before buying stocks. You can only buy up to the deposited amount. The advantage is the lowest fee, approximately 0.15%(.

) What is a Cash Account?
This is a “buy now, pay later” account, similar to a credit card. You can buy more than your current cash but must settle the difference the next day. The fee is higher, around 0.20%###.

( What is the minimum fee?
Some brokers charge a minimum of 50 THB per day. For example, if you buy stocks worth only 10,000 THB, the fee should be 15 THB)0.15%###, but the broker requires at least 50 THB. This means they are saving on commissions from the start.

Tip: If you invest small amounts, avoid brokers with high minimum fees. Choose ones with no minimum or only 30 THB minimum.

Other Fees Often Overlooked

The above broker fees do not include other charges such as:

• Stock Exchange Fee – 0.007% of trading value
• VAT (Value Added Tax) – 7% of total fees
• Settlement Fee – for Cash Accounts, approximately 14.98 THB (including VAT)

This means the actual total fee could be 10-15% higher than what the broker states. Always consider all costs when choosing a broker.

Stock CFDs – An Alternative for Swing Traders

Besides direct stock trading, you can profit through CFDs (Contracts for Difference), which are derivative instruments allowing profit from price differences without owning the actual stock.

Advantages of CFDs:

• No trading commission; brokers earn from the bid-ask spread (buy-sell spread)
• Use leverage (leverage ratio) to amplify gains if you are confident about the price direction
• Quick opening and closing of positions suitable for active traders

Disadvantages:

• Higher risk due to leverage, potentially leading to losses exceeding your initial investment
• Must choose regulated brokers for safety

Final Tips: How to Choose the Right Broker for You

1. If you are a small investor – choose brokers with no minimum fee, such as Bualuang or SBI
2. If you trade frequently – accumulate high fees; opt for low-rate brokers like SBI (0.075%)
3. If you are a loyal customer of a financial institution – sometimes banks offer special promotions for existing clients
4. If you want trading flexibility – choose a Cash Account, even if the fee is slightly higher
5. Don’t forget other fees – not just broker fees; stock exchange and taxes also save money from your profits

A key rule for wise investing: Minimize fees because the money saved today on commissions becomes your extra profit in the future.