Ranking 2025: What is the most valuable currency on the planet and why do people invest in it

Most Brazilians think that the dollar is the champion in appreciation, but the reality is quite different. There are much stronger currencies circulating around the world, and some of these assets offer interesting opportunities for those looking to diversify their assets in 2025.

The true queens of global appreciation

When we talk about the most appreciated currency, the Kuwaiti Dinar leads by far: 1 KWD equals 3.30 USD. This strength comes from the country’s massive oil reserves and conservative fiscal management.

Right behind are the Bahraini Dinar (1 BHD = 2.72 USD), the Omani Rial (1 OMR = 2.65 USD), and the Jordanian Dinar (1 JOD = 1.52 USD). All originating from the Middle East, a region that concentrates political stability and international capital flows.

Next come the European currencies: the British Pound with 1 GBP = 1.35 USD, followed by the Swiss Franc at 1 CHF = 1.12 USD. The Euro completes this trio of solid currencies with 1 EUR = 1.10 USD.

The dollar lost the throne but remains relevant

Yes, it’s true: the US dollar is no longer at the top. Recent economic crises and inflationary pressures have weakened the currency that was once unquestioned. Still, it remains the most sought-after by global investors and works perfectly as a hedge against the inflation of the Brazilian real.

Emerging currencies gaining ground

Besides the traditional top 10, interesting alternatives appear:

• Singapore Dollar (1 SGD = 0.75 USD): driven by the technology sector
• Australian Dollar (1 AUD = 0.70 USD): natural resources attract capital
• Canadian Dollar (1 CAD = 0.78 USD): energy exports ensure strength
• Mexican Peso (1 MXN = 0.06 USD): economic reforms expand its presence
• Norwegian Krone (1 NOK = 0.11 USD): ESG investments in clean energy

Even with more modest quotations, these currencies reflect dynamic economies and show potential for appreciation.

Why invest in foreign currencies now?

The reason is simple: to protect your assets. While the real is under pressure, appreciated currencies offer three main advantages:

Protection against real devaluation - When the real weakens, your investments in strong currencies automatically appreciate.

Access to stable economies - Countries with expensive currencies have solid institutions, developed infrastructure, and less political risk.

International liquidity - Currencies like the dollar, euro, and Swiss franc can be converted anywhere in the world without difficulty.

What makes a currency expensive and appreciated?

The question many ask: which is the most appreciated currency currently depends on multiple factors. Inflation, economic stability of a country, exchange rate, trade balance, and geopolitical context determine the real price of a currency.

In Latin America, the Peruvian Nuevo Sol leads in appreciation when compared to the Brazilian real.

The 20 currencies to watch for 2025

The full list considering average quotations against the dollar:

1. Kuwaiti Dinar (KWD) - 3.30 USD
2. Bahraini Dinar (BHD) - 2.72 USD
3. Omani Rial (OMR) - 2.65 USD
4. Jordanian Dinar (JOD) - 1.52 USD
5. British Pound (GBP) - 1.35 USD
6. Gibraltar Pound (GIP) - 1.34 USD
7. Cayman Islands Dollar (KYD) - 1.25 USD
8. Swiss Franc (CHF) - 1.12 USD
9. Euro (EUR) - 1.10 USD
10. US Dollar (USD) - 1.00 USD
11. UAE Dirham (AED) - 0.30 USD
12. Singapore Dollar (SGD) - 0.75 USD
13. Norwegian Krone (NOK) - 0.11 USD
14. Australian Dollar (AUD) - 0.70 USD
15. Mexican Peso (MXN) - 0.06 USD
16. Maldivian Rufiyaa (MVR) - 0.065 USD
17. Turkish Lira (TRY) - 0.04 USD
18. Canadian Dollar (CAD) - 0.78 USD
19. Israeli New Shekel (ILS) - 0.28 USD
20. Saudi Riyal (SAR) - 0.27 USD

How to start investing in foreign currencies

The process is accessible for Brazilian investors:

Step 1: Open an account on a reliable and regulated currency exchange platform.

Step 2: Study reports from international institutions to identify short- and long-term trends.

Step 3: Diversify your portfolio by combining safe-haven currencies (like Swiss Franc) with emerging alternatives (like Mexican Peso).

Step 4: Follow geopolitical news, central bank decisions, and economic data—these movements directly impact exchange rates.

Best strategy for 2025

Investing in foreign currencies is no longer a luxury but a necessity for those seeking real returns. While Brazilian inflation erodes savings in reais, diversifying into appreciated currencies creates a safety cushion.

The most appreciated currency for your investment depends on your profile: conservative investors choose the Swiss Franc and Pound; bold investors bet on emerging currencies like the Mexican Peso and Turkish Lira; balanced investors diversify among all three categories.

The key is to act now, before the real loses more strength against the dollar and other international currencies.