New to Saving Gold in 2025: Start with 100 Baht and choose the platform that suits you

Why Save Gold When You Have a Savings Bank Account?

Many people may wonder why not just deposit money in a bank account but instead save gold? The answer is simple: the interest from a savings bank account currently ranges from approximately 0.5-1.5% per year, which is below the inflation rate of 2-3%. This means your purchasing power is being eroded every day.

Gold is an effective inflation hedge. Over the long term, 10 years or more, gold prices tend to rise along with the cost of living, ensuring that the value of your savings does not depreciate over time.

What is Gold Saving? The Power of DCA

Gold saving is the gradual accumulation of genuine gold (purity 96.5%) through a trusted online platform, without needing a large lump sum. The money you deposit is converted into gold weight based on the current real-time price.

The core principle of gold saving is “Dollar-Cost Averaging” (DCA) - which helps reduce the risk from price volatility effectively.

Let’s visualize it clearly: Suppose you save 3,000 THB per month:

• Month 1: Gold price at 30,000 THB per baht → you get 1.52 grams
• Month 2: Gold price drops to 28,000 THB → you get 1.63 grams (more!)

When gold prices fall, your salary can buy more, lowering your average cost of gold. If you continue this method, your costs will decrease, and you will have a higher safety margin.

5 Popular Gold Saving Platforms Every Beginner Should Know

###GOLD NOW (Hua Seng Heng): Two modes in one app

Highlights: Over 70 years of reputation, including partnerships with leading banks

Starting from: 1,000 THB (Save NOW mode) or 5 THB (GOLD NOW trading)

Features: Meets both saving and trading needs - you can choose flexible accumulation or direct trading

Fees: 3-5 THB per transaction via bank app, can exchange for gold when reaching 1 salueng

Suitable for: Beginners who trust big brands and want flexibility

###MTS Gold (Mae Thong Sook): Security via Blockchain

Highlights: Uses blockchain technology similar to banking and crypto industries - maximum security

Starting from: 100-150 THB (or 0.1 grams)

Features: 24/7 trading, no holidays

Fees: No trading fees, can exchange for gold when reaching 1 gram, includes blockchain and melting fees when converting to real gold, exchange from 1 gram

Suitable for: Small investors who prioritize data security

(Get Gold )YLG###: Spot Price 24/7

Highlights: View real-time spot prices (global market prices) around the clock

Starting from: 100 THB

Features: Includes flexible saving modes (daily) and automatic monthly

Fees: No trading fees, can exchange for 1 gram, includes blockchain and withdrawal fees

Suitable for: Savers who follow news and prefer agility in timing

(Ausiris: Genuine Automatic DCA System

Highlights: No need to manually save; the system automatically deducts funds daily to average purchase

Starting from: 1,000 THB per month )minimum###

Features: Daily average purchase based on the gold trading association’s prices, no need to worry about timing

Fees: Minimum exchange threshold is as low as 0.3 grams

Suitable for: Long-term investors seeking disciplined, consistent savings without regret from forgetting to save

(ARR Gold )Aurora###: Most Convenient for Receiving Actual Gold

Highlights: Over 260 branches nationwide - you can exchange gold nearby

Starting from: 100 THB

Features: Convenience of traveling to receive real gold is excellent

Fees: No trading fees, can exchange when reaching 1 salueng (about 3.78 grams)

Suitable for: Those who value convenience and are familiar with the Aurora brand

Which Platform Should Beginners Choose?

How Should Beginners Start Saving Gold?

( Step 1: Choose a platform

Ask yourself:

• How much money do you want to invest?
• Do you want to save or trade?
• Do you prefer an automatic system or flexible saving?
• How important is it for you to receive gold conveniently?

) Step 2: Register via e-KYC

Download the app, prepare your ID card and bank book, follow the e-KYC process ###face scan###, no need to visit a branch

( Step 3: Transfer money and start saving gold

Transfer via QR code or link your bank account for automatic deductions. Once the money arrives, it will be converted into gold at the current price.

) Step 4: Decide whether to withdraw cash or exchange for actual gold

• Withdraw as cash: when you want to close the position or “speculate”
• Exchange for gold bars: when you want to save long-term genuinely

Benefits and Cautions of Saving Gold

Advantages

✓ Easy to start, with just 100 THB ✓ Effectively hedge against inflation ✓ An excellent tool to build disciplined savings ✓ High liquidity, easy to sell back ✓ Safer than storing gold at home

Cautions

⚠ Short-term gold price fluctuations - suitable for holding 5-10 years or more ⚠ No interest, returns come only from price differences ⚠ Choose only reputable companies with long-standing history and physical storefronts ⚠ Blockchain fees when exchanging for real gold, which should be included in costs ⚠ Beware of overly optimistic return offers

Summary

Is saving gold good? The answer is “really very good,” especially for beginners with limited investment funds. It’s not a get-rich-quick tool but a way to build wealth that is accessible and feasible.

The key point is “accept the conditions” — if you:

• Value long-term savings
• Want to hedge against inflation
• Choose trustworthy platforms
• Accept that returns come from price differences

Then gold saving will lead you toward sustainable wealth. Start today, with just 100 THB. Discipline and consistency will work in your favor behind the scenes.