Learn about gold savings clearly: Gold savings table and comparison of popular programs for the year 2025

Many people often face the same problem: they want to accumulate gold but need a long time to save a lump sum, while gold prices keep rising steadily. That problem has been solved with a new concept called “Gold Savings.” This series of articles will break down the details, starting from the basics of what it is, its pros and cons, and include a gold savings table with comparisons of top market programs this year to help you make an informed decision.

What is Real Gold Saving?

Before discussing the gold savings table and detailed comparisons, you need to understand what gold saving is.

Simply put, it is the digital accumulation of pure gold without needing a large lump sum. Just keep depositing money regularly, like putting coins into a piggy bank, but in an online format. The money deposited is converted into gold weight based on the current price and safely stored in a portfolio.

The core of this system is Dollar-Cost Averaging (DCA), or averaging the cost basis. This principle helps reduce the risk from price volatility more effectively.

For example, if you save 3,000 THB per month:

• January: Gold at 30,000 THB per baht weight → gets 1.52 grams of gold
• February: Gold drops to 28,000 THB per baht weight → gets 1.63 grams of gold

See? When gold prices are lower, your fixed amount of money can buy more gold. Doing this consistently lowers your average cost and reduces the risk of buying at high prices.

Comparing Gold Savings Tables and 5 Recommended Programs

This gold savings table will give you a clear picture:

( 1. GOLD NOW - For those who prioritize flexibility

Hua Seng Heng has over 70 years of reputation, and this app offers 2 modes:

• Save NOW: Starting from 1,000 THB for convenient saving
• GOLD NOW: Buying and selling gold bars from 5 THB for trading interest

When you accumulate a salueng, you can exchange it for gold bars at Hua Seng Heng branches. The fee via bank app is about 3-5 THB.

Suitable for: Investors trusting big brands who want to choose their own investment style.

) 2. MTS Gold Blockchain - For those concerned about security

Mae Thong Sook uses Blockchain technology, the same as banks and crypto, making data highly secure.

Highlights:

• Starting from only 100-150 THB or 0.1 grams
• Buy-sell 24 hours, no holidays
• No transaction fees, only blockchain ###melting fee### at exchange
• Can exchange for 1-gram gold bars

Suitable for: Beginners with small capital and those prioritizing data security.

( 3. Get Gold - For those watching global prices

YLG allows you to track the global spot gold price 24/7.

Highlights:

• Starting from 100 THB
• Flexible saving or automatic monthly saving
• Buy-sell 24 hours, based on global market
• No transaction fees in the system

Suitable for: Savers who follow news and want flexibility in trading according to market prices.

) 4. Ausiris Gold Saving - For those wanting to build discipline

Unique feature: uses genuine automatic DCA.

Method:

• Set a monthly amount ###minimum 1,000 THB###
• The system averages buying daily during trading hours at the gold trading association’s price at 4:00 PM
• Can exchange for gold when reaching 0.3 grams (the lowest in the entire gold savings table)

This method forces you to save regularly without overthinking.

Suitable for: Long-term investors wanting to build disciplined saving habits and remove emotional bias from investing.

( 5. ARR Gold Saving - For those emphasizing convenience

Aurora has over 260 branches, making it easy to pick up physical gold.

Highlights:

• Starting from 100 THB
• No transaction fees
• Can exchange for gold at nearby branches once reaching 1 salueng

Suitable for: People prioritizing convenience in receiving physical gold.

Who is Gold Saving Suitable For?

) 1. Students and beginners Limited income; starting from 100-150 THB is a good way to develop a habit of saving in a stable asset.

2. Freelancers / self-employed

Uncertain income. The “Flexible saving” mode from YLG or GOLD NOW allows you to invest more when income is good and pause when tight.

3. Long-term planners

Parents saving for children or those planning retirement. Gold is a hedge against inflation and preserves value over 10-20 years. Ausiris’s automatic DCA program is designed especially for this purpose.

4. Cautious investors

Fear market volatility. Gold is a safe haven that diversifies risk because it doesn’t follow stocks.

4 Steps to Start Gold Saving

Step 1: Choose the right approach

Refer to the above gold savings table and ask yourself:

• What is my lifestyle?
• Do I have enough discipline to save regularly or need an automatic system?
• How important is convenience in receiving gold?

Choosing a platform that suits you will help sustain your savings.

Step 2: Register an account

• Download the app, prepare ID card and bank book
• Complete e-KYC ###face scan### for identity verification
• No need to visit a branch

( Step 3: Start accumulating gold

• Transfer money via QR code or link your bank account for automatic deductions
• Money is instantly converted into gold weight at current prices
• Your accumulated total is shown in real-time

) Step 4: Decide how to exit Cash withdrawal: Sell gold back to the system at real-time prices. Suitable for traders.

Convert to physical gold: Turn digital gold into bars or jewelry for long-term wealth storage.

Benefits of Gold Saving

• Easy to start: Low investment, just 100 THB
• Diversify risk: Gold doesn’t move with stocks, balancing your portfolio
• Beat inflation: Over the long term, gold value rises with living costs
• Build discipline: Automatic deduction programs enforce regular saving
• High liquidity: Can convert to cash easily, no need to keep gold at home

Cautions

Price volatility

Gold prices fluctuate short-term; not suitable for short-term speculation. Think long-term.

No interest

Gold doesn’t pay dividends; returns come only from price differences.

Provider risk

Beware of scams creating fake apps or companies shutting down. Prevention: choose reputable large companies with physical stores. Don’t trust programs promising unrealistically high returns.

Hidden costs when exchanging gold

Includes blockchain ###bar### or premium (gold jewelry) fees, which should be factored into costs.

Summary

Is gold saving good? The clear answer is “very good” if you understand and accept the conditions. Gold saving isn’t a magic solution for overnight wealth but a tool for building wealth that’s accessible.

Start today, even with small money. Discipline and consistency will lead you to sustainable wealth. The recommended gold savings tables above allow you to choose what suits you. The most important thing is to start now.