It's here, it has really come. The Fed has just announced a rate cut of 25 basis points, bringing the federal funds interest rate to 3.50%-3.75%. This is the first shift after this round of tightening.

The market suddenly boiled. BTC danced in response, breaking through $88,000. But something strange happened - US stocks actually fell slightly, with the Nasdaq and S&P closing in the green. This script doesn't seem right.

The more heartbreaking information is hidden in the official statement: there will only be one more rate cut in 2026. What does this mean? This round of easing may be much shorter than you think. The celebration has already begun, but the alarm bells are also ringing.

You have to ask yourself: is this the second round horn of the bull market, or the last liquidity express train?

**What Does a Rate Cut Mean**

Cheap money is flowing back into the market. The historical pattern is clear: the first half driven by liquidity sees a broad rise, while the second half begins to differentiate, and when the tide recedes, it results in a brutal reshuffle.

When everyone is discussing "what to buy to double their investment," the truly smart money is already thinking about another question: "Where is my exit?"

This is why, at this current juncture, you need to seriously examine your asset portfolio. How much of your money is in growth assets, and how much is in defensive ones? Is the ratio correct?

**Why consider joining stablecoins**

Whether BTC rises to 100,000 or falls back to 60,000, whether the market is greedy or fearful – you need a ballast. This is the role of stablecoins. Take USDD as an example, it is always pegged to the US dollar at a 1:1 ratio. It is not a speculative tool, but a true stabilizer in an asset portfolio.

Regardless of how the market fluctuates, it always maintains value anchoring. In an environment where market differentiation intensifies, this certainty becomes increasingly valuable. Transparency means security, and clear rules mean no surprises.

The question now is not "How much can I earn?" but rather "How can I make money without losing any?".