2025-12-13 05:21:00

I’ve recently looked at various financial products in China, and the returns are really getting lower and lower. Some financial products claiming to have an official background only offer an annualized return of 4%, which sounds stable but, to be honest, just can’t keep up with inflation. Even more outrageous, a few institutions recently defaulted, and retail investors who invested millions still lost everything.

That’s why I am now completely disappointed with traditional finance. Putting money in domestic products, the risk doesn’t justify the returns at all. Instead, it’s better to focus on the stablecoin market in Web3.

USDD is a good choice. Stored in a platform wallet of a leading exchange, it can offer an annualized yield of 14%, which is attractive just by comparing it to domestic financial products. More importantly, the risk logic of on-chain stablecoins is completely transparent, with no hidden tricks.

Of course, everyone’s risk preference is different. But honestly, if you ask me where to put your money more safely, I’d definitely say that choosing a reliable stablecoin is more cost-effective than betting on the credit of domestic investments. Has anyone tried USDD? How does it feel to use?

USDD0,03%

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Liquidated_Larry

· 2025-12-15 04:20

4% can't beat inflation, who can withstand that? Stablecoins at 14% are indeed attractive, but you need to understand the underlying logic before jumping in. Domestic wealth management is really getting worse, no wonder everyone is moving to the blockchain. USDD needs to be observed over a longer period; short-term high yields should be approached with caution. Hey, wait, who is that爆雷机构 (crash institution)? I haven't heard of it. Rather than fussing here, it's better to analyze the data yourself; don't be blinded by high returns. Risk transparency ≠ low risk; these two concepts must be distinguished.

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nft_widow

· 2025-12-13 05:50

14 points sound appealing, but did you really understand the USDD issue...

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OldLeekMaster

· 2025-12-13 05:48

14% sounds attractive, but have you really looked into the USDD situation thoroughly, or did you just get excited because of the yield rate?

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ponzi_poet

· 2025-12-13 05:42

4% can't beat inflation, that statement really hits home Is the 14% of USDD real, or just another round of hot potato? On-chain transparency ≠ risk-free, don't be blinded by the returns Who are they trying to cut this time?

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