Fintech company Revolut has applied for a banking license with the U.S. Office of the Comptroller of the Currency, planning to conduct regulated banking operations in the United States. If approved, it will connect directly to the Fedwire and ACH systems to improve fund settlement efficiency and expand its financial product offerings. Revolut, which operates globally with over 70 million users and a valuation of $75 billion, views its expansion into the U.S. as a significant step in its global strategy.