
Institutional funds are flowing back into the crypto market at a massive scale, and XRP is the most eye-catching beneficiary of this round of fund flows. As of last week, XRP recorded a $119.6 million weekly net inflow, the highest weekly inflow since mid-December 2025, surpassing all digital assets including Bitcoin. The entire crypto market collectively absorbed $224 million during the same period, successfully reversing the previously persistent pattern of significant capital outflows.
In this round of fund flows, XRP is far ahead with a weekly inflow of $119.6 million, accounting for more than 53% of the total inflows into the entire crypto market for the same week—especially rare for a non-Bitcoin asset. In previous weeks, the overall crypto market continued to record significant capital outflows. This week’s reversal sends a clear signal that institutional confidence has begun to recover, both in terms of total amount and direction.
Of particular note is that this fund inflow peak occurred while XRP’s price outlook was still at a historical low, suggesting that institutional investors began building positions ahead of the point when ordinary retail traders had yet to notice.
Behind this wave of fund returns, two structural drivers are widely cited:
Regulatory clarity: XRP’s legal standing in the U.S. regulatory environment has continued to become clearer, eliminating the biggest compliance concern that had long troubled institutions entering the market. Compared with other crypto assets, XRP’s regulatory path is more clearly defined, effectively lowering institutions’ entry barriers
Cross-border payments infrastructure status: As the native token of the XRPL cross-border payments settlement network, XRP already has real-world application cases in the field of interbank cross-border payments. This “non-purely speculative” practical positioning provides institutions with an asset-allocation rationale that goes beyond a logic of pure speculation
(Source: Trading View)
At present, XRP’s day-over-day gains range between 4.6% and 5.0%, trading in the $1.37 to $1.38 area. The technical picture shows a “local recovery but overall cautious” profile.
XRP is currently holding above the 10-day and 20-day exponential moving averages (EMAs), an initial positive signal that short-term momentum is regaining; however, XRP is still below the 50-day, 100-day, and 200-day moving averages, meaning the overall trend remains in a down-channel. The 14-day Relative Strength Index (RSI) is 39.43, close to the oversold range but not yet there. Historically, readings like this usually imply there is still further upside room before momentum stalls.
Support levels are at $1.31, $1.29, and $1.27 respectively; near-term resistance is concentrated around $1.40—the level XRP is currently testing. If trading volume supports an effective breakout above $1.38, the next target is $1.50. If momentum continues, it could further move toward $1.70. The data on fund inflows is positive, and the chart structure is still being repaired—both scenarios coexist without interfering with each other.
As of last week, XRP recorded a $119.6 million weekly net inflow, surpassing all digital assets including Bitcoin, making it the crypto asset with the highest fund inflow for the week, and setting the highest weekly inflow since mid-December 2025.
Two structural factors are widely cited: gradual clarity in the regulatory environment has eliminated compliance concerns that kept institutions from entering; XRP’s well-established practical positioning within the XRPL cross-border payments infrastructure provides an allocation rationale that goes beyond pure speculation.
Near-term support levels are at $1.31, $1.29, and $1.27 respectively; near-term resistance is around $1.40. If it breaks through $1.38 effectively, the next target is $1.50, and with momentum continuing, it could look toward $1.70. Currently, RSI is 39.43, and the technicals are in the early stage of recovery.