Jiujiang Bank: Achieve a net profit of 841 million yuan in 2025, a year-on-year increase of 10.4%

On March 31, Jiujiang Bank released its 2025 performance announcement. In 2025, the Group achieved operating revenue of 10.4777 billion yuan and net profit of 0.841 billion yuan, increasing by 0.079 billion yuan year over year, with a growth rate of 10.4%.

By the end of 2025, the Group’s total assets were 523.435 billion yuan, up 6.976 billion yuan from the end of the previous year, representing a growth rate of 1.4%. The total amount of customer loans and advances was 328.843 billion yuan, up 8.008 billion yuan from the end of the previous year, a growth rate of 2.5%. Total liabilities were 474.812 billion yuan, basically unchanged from the end of the previous year. The total amount of customer deposits was 405.067 billion yuan, up 18.104 billion yuan from the end of the previous year, a growth rate of 4.7%.

By the end of 2025, the Group’s total loans in the normal and watchlist categories were 322.507 billion yuan, accounting for 98.07%. The total amount of non-performing loans was 6.335 billion yuan. The non-performing loan ratio was 1.93%, down 0.26 percentage points from the end of the previous year. The capital adequacy ratio, Tier 1 capital adequacy ratio, and Common Equity Tier 1 capital adequacy ratio were 13.49%, 13.46%, and 8.87%, respectively, meeting the requirements of the 《Measures for the Administration of Capital of Commercial Banks》.

(Jiujiang Bank)

(Editor: Qian Xiaorui)

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