If I Were a Retired Teacher — A Three-Year Diary of Dollar-Cost Averaging into Bitcoin

April 2023, First Purchase
My pension arrives—4,800 yuan each month. My son laughs at me: "Mom, you're so old, why are you trading cryptocurrencies like young people?" I ignore him. I bought 0.03 Bitcoin with 1,000 yuan, stored in my Gate wallet. My idea is simple: bank interest can't keep up with rising pork prices, so why not buy some "digital gold" and hold it for ten years?

April 2024, Seventh Purchase
BTC rises to $70k. My 0.21 BTC is worth 14,700 yuan. My husband asks me to sell, but I refuse. Neighbor Liu lost half his pension trading stocks for half a year. That makes me even more determined—at least Bitcoin won't delist like A-shares. I continue to buy 1,000 yuan each month.

April 2025, Thirteenth Purchase
BTC drops back to $50k. My son calls: "Mom, sell quickly! It's going to crash!" I say, "When your dad chased me, someone said he was a scammer. I've been watching people for forty years—I haven't been wrong." I keep buying.

April 2026, Nineteenth Purchase
BTC fluctuates around $66,800. I check my account: 0.57 BTC, worth about $38k. I still haven't sold. I screenshot my account and post it on Gate Plaza with the caption: "Grandma's pension, untouched for three years." The comments explode: "Auntie, you're the real HODLer!" Someone private messaged me asking for my secret. My only reply: "Trust time with your money, not emotions."

Today’s April challenge continues. I’ll keep using the red envelopes I receive from posting daily to buy a little more. Not because I’m greedy, but because I believe—believe that an ordinary person can fight this crazy world through dollar-cost averaging.

#Gate广场四月发帖挑战