How are Bivalent Investment 2.0 structured and why do they attract traders

Dual Currency Investments 2.0 represent a flexible mechanism for short-term operations in the cryptocurrency market, allowing investors to earn income regardless of the direction of price movement. This innovative scheme combines elements of future value betting with guaranteed interest income, transforming market uncertainty into a manageable investment tool.

The core idea is simple: you forecast the price of a crypto asset on a specific date, then choose one of two strategies — either buy the asset at a discounted price or sell it at a premium. The system automatically compares your target price with the market quote on the settlement day and determines the final result.

How the two types of strategies work in dual currency investments

The heart of the dual currency investment mechanism consists of two opposing approaches, each tailored to different market expectations.

First type — Buy Low. You bet that the crypto asset’s price will fall below the chosen level. The subscription is made in USDT (a stablecoin), which reduces volatility risk when depositing funds. If the price indeed drops below the target value, your USDT along with the interest income are converted into the cryptocurrency at the target price. If the price remains higher — the funds are returned in USDT, but the interest income still accrues to your account.

Second type — Sell High. The logic here is reversed: you hold the cryptocurrency (e.g., BTC or ETH) and expect the price to rise. If the quote on the settlement day is above the target, the assets are automatically sold, and you receive USDT. If the price does not reach the target level, the cryptocurrency remains with you, plus interest income in the form of additional units of the same asset.

Important mechanism: In both cases, interest income is guaranteed. Regardless of whether conversion occurs or not, you will always receive interest calculated by the formula: subscription amount × APR × period (days) / 365.

“Buy Low” scenario: step-by-step logic and calculations

Suppose investor Alexey decides to apply the “Buy Low” strategy with the following parameters:

• Asset: BTC/USDT
• Initial capital: 1000 USDT
• Target price: $15,000
• Annual percentage rate (APR): 150%
• Duration: 1 day

Under these conditions, the interest income will be: 1000 × 150% × 1 / 365 ≈ 4.11 USDT.

Scenario 1 — target price reached. On the settlement day (08:00 UTC), the average BTC spot price is $14,500 — below the target. In this case, the full amount (1000 + 4.11 = 1004.11 USDT) is divided by the target price: 1004.11 / 15,000 ≈ 0.06694 BTC. Alexey receives cryptocurrency at a favorable rate.

Scenario 2 — target price not reached. If the quote reaches $15,500 (above the target), the purchase does not occur. Instead, Alexey receives all 1004.11 USDT back. This provides protection: you are not forced to buy the asset at an unfavorable price.

The system compares prices and credits funds to your account within 5 minutes after 08:00 UTC. This precision prevents manipulation and ensures fair calculation.

“Sell High” scenario: selling expensive assets logic

Now, consider the opposite situation. Boris, who owns 1 BTC, applies the “Sell High” strategy:

• Asset: BTC/USDT
• Capital invested: 1 BTC
• Target price: $18,000
• APR: 150%
• Period: 1 day

Interest income in crypto form: 1 × 150% × 1 / 365 ≈ 0.00411 BTC.

Scenario 1 — target price reached. At settlement, BTC trades at $18,500 — above the target. The system sells the entire asset: (1 + 0.00411) × 18,000 = 18,073.98 USDT. Boris locks in profit and receives the proceeds in stablecoins.

Scenario 2 — target price not reached. If the price drops to $17,000, the sale does not happen. Boris retains his BTC plus an additional 0.00411 BTC as interest, totaling 1.00411 BTC. This acts as insurance: you do not sell the asset at a low price.

When to choose each strategy: practical recommendations

The choice between the two depends on your forecast and current portfolio:

Use “Buy Low” if:

• You expect correction or sideways movement
• You want to accumulate crypto but wait for lower prices
• You prefer working with stablecoins and price stability

Use “Sell High” if:

• You forecast price growth
• You already hold crypto and want to lock in profits at a certain level
• You are willing to hold a crypto position or receive USDT

Both strategies generate interest income: this is possible because the exchange uses the deposited funds for its own operations, sharing part of the profit with you as APR.

Main risks of dual currency investments: what to consider

Despite the attractive mechanism, dual currency investments carry several significant risks that every investor should be aware of before starting.

Market volatility. Cryptocurrency prices can make sharp jumps, and the target level may be unreachable. This means you may not get the expected result. For example, BTC could fall from $20,000 to $18,000 but never reach your $15,000 target.

Capital lock-up. Funds deposited are fixed for the duration of the plan. You cannot withdraw or cancel the subscription before the settlement day. This requires careful planning of timing and amounts.

Unpredictability of the exit currency. In the “Buy Low” strategy, you do not know in advance whether you will receive cryptocurrency or return stablecoins. In “Sell High,” the result may be either in USDT or in the original asset. This creates uncertainty in financial planning.

Extreme market movements. If the price moves sharply in one direction, buying or selling the asset at the target price may become impossible. The market may simply “skip” your level.

Price is checked once a day. The comparison occurs at 08:00 UTC. If market volatility occurs at another time, it will not affect the final calculation. You need to ensure that this time is convenient for your time zone and trading strategy.

The key takeaway: dual currency investments are a powerful tool, but they require understanding the risks, honest assessment of your forecasts, and disciplined capital management. Success depends both on choosing the right strategy and on realistic price expectations.