These past few days, the backend messages from fans have made me laugh—"The US is going to have a debt crisis next year. Should I sell all my coins and switch to cash to save myself?" Come on, let's calm down first. You only see the word "crisis," but completely overlook the "opportunity" behind it.

Honestly, looking back at the development trajectory of the crypto market over the years, every impact from traditional finance has instead become a launchpad for the rise of crypto assets. The 2008 financial crisis gave birth to Bitcoin, the 2020 pandemic released liquidity that fueled DeFi, and now, facing the 2026 US debt crisis, it might just trigger a new wave of wealth redistribution in the crypto market.

First, let me clear up a misconception: US debt refinancing at maturity is not the "end of the world." Basically, it's just a "yearly maintenance" for the traditional fiat currency system. Some are still pondering, "The US owes so much money, they'll definitely default someday." I can only say, think again. The US has only two options—either to loosen monetary policy covertly or to have global capital take on its debt. But both paths lead to the same outcome: a devaluation of fiat currency credit. And this is precisely the purpose of crypto assets—using decentralization to fight inflation, and blockchain to break the monopoly of traditional financial discourse.

Let me hit you with some data to wake you up. According to authoritative estimates, in 2026 alone, $4.1 trillion of US debt will need to be rolled over, with refinancing in the following years reaching an astronomical $7 to $12 trillion. The most striking part? The cost of financing has jumped from the previous 0-2.5% range to over 4%. In other words, even if the average borrowing cost only increases by 1 percentage point, the US will have to pay an extra hundreds of billions of dollars annually to service its debt.

How is this calculated? If the Federal Reserve continues to flood the market with liquidity, or if US Treasury yields keep rising—either way, money will depreciate, or asset prices will be revalued. When everyone is looking for tools to preserve value, scarce digital assets like Bitcoin and Ethereum become attractive. Instead of stressing over whether to "run away," it’s better to consider whether your asset allocation reasonably includes tools to hedge against inflation.